Holiday rentals with lake access in Terrigal

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Top-Rated Accommodation with Lake Access in Terrigal

Guests agree: These options for accommodation with lake access are highly rated for location, cleanliness and more.

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Top Guest favourite
An inviting outdoor space features a rectangular saltwater pool surrounded by wooden decking. Sun loungers with striped cushions are positioned nearby, offering a place to relax. Lush greenery and distant hills enhance the serene atmosphere, providing a picturesque backdrop to the area.
Guest suite in Terrigal
4.96 out of 5 average rating, 171 reviews

Getaway bliss - luxury, peace & panoramic views

Relax and reset in beautiful Villa Riviera located in this perfectly peaceful valley behind Terrigal Village and beaches. With divine panoramic views across the trees to the coast, the studio offers luxurious decor, well-equipped kitchenette, superb marble bathroom and direct access to a 8m salt and mineral pool. Songbird Studio has been inspired by the Mediterranean to create the perfect romantic getaway. So either chill out here or for more action Terrigal, Avoca and Wamberal are all so close.

Guest favourite
A peaceful outdoor dining area is complemented by a wooden table under a covered terrace. A hanging light fixture creates a relaxed ambiance. The setting sun casts warm orange and yellow hues over the calm waters of Phegans Bay, framed by lush greenery.
Cottage in Phegans Bay
4.95 out of 5 average rating, 348 reviews

On The Dock Of The Bay… Sunny Waterfront

Sitting On The Dock Of The Bay…is our tranquil designer-styled bay house. We believe it is the Central Coast’s best kept secret. At the end of a rain-forested road, our waterfront reserve retreat commands an unbeatable view over Phegan’s Bay, a little known, secluded waterway far from the hustle and bustle, yet close enough to dip into the Central Coasts many activities and services. You will wake up to the romantic sound of anchors clinking, birds chirruping, immersed in lifes simple pleasures.

Top Guest favourite
Home in Swansea Heads
4.99 out of 5 average rating, 292 reviews

Little Sea Sea, Waterfront Beachside Apartment

Wake up to ocean views and a cool sea breeze in this exceptional 2 bedroom waterfront home. Mirroring outside, the interior features a white and blue aesthetic accented by wood textures, plant life and nature inspired patterns throughout every space. Unwind and relax on the covered deck with uninterrupted water views over the bay to the mountains watching beautiful sunsets. Located in a quiet beachside location with shops, cafes, restaurants, Caves beachside hotel all within a 3 minute drive.

Top Guest favourite
Tiny home in Empire Bay
4.97 out of 5 average rating, 158 reviews

Boathouse By The Bay

Relax and unwind in our beautiful, unique space, enjoying the sounds of nature as you indulge in the outdoor shower in the sun. With just a short walk to the waterfront, corner store and bottle shop, you can set up the perfect picnic down by the water or at home. Grab yourself one of Central Coasts best coffee's from Empires D'lite. If you are a bringing a boat along, you can plonk it in at Kendall Road wharf and be set for the day. There is also kids parks, tennis court and bbq area close by.

Superhost
A peaceful waterfront scene features a private jetty extending into calm waters, surrounded by lush trees and rocky outcrops. A small boat is docked next to the jetty, while a gentle shoreline offers an inviting view of nature.
Home in Phegans Bay
4.92 out of 5 average rating, 166 reviews

Modern | Waterfront | Kayaks | Private Jetty

Our modern waterfront home has uninterrupted views over Phegans Bay & Bouddi National Park from every room. You can see all the way to Lion Island & Palm Beach Lighthouse. Just 1hr from the harbour bridge, 7mins to Woy Woy train station & restaurants, 10mins from the freeway. Several amazing beaches are nearby or access Brisbane Waters from the private Jetty. Indoor/outdoor living made for the family - BBQ, pizza oven, kayaks, library, table tennis, pool table, games. The perfect chill zone.

Top Guest favourite
Guest suite in Swansea Heads
4.94 out of 5 average rating, 599 reviews

'The Boathouse' Waterfront Studio, Swansea Heads.

2 PEOPLE MAXIMUM NO CHILDREN NO PETS NO COOKING INSIDE The Guesthouse is located on Salts Bay at Swansea Heads. Although it is on our property, it is completely separate to our house, with a private, waterfront entrance. Access is through our front gate, down a sloping path and a flight of stairs. Unfortunately is not suitable for anyone with mobility issues. Street parking is available. Free use of kayaks. You can swim directly in front of the studio, or from the sandy beach 100m away.

Top Guest favourite
A bright and airy sleeping area features a spacious bed with elegant bedding. Natural light fills the room through large windows, framed by flowing drapes. Wooden accents and exposed beams enhance the calming atmosphere, while a small desk and lamp provide functional workspace.
Guest suite in Buff Point
4.96 out of 5 average rating, 280 reviews

Riches Travelers Retreat

Riches Travels Retreat is a relaxed, private and stylish space. An ideal base to explore local cafes, restaurants or if you are visiting family or friends and need a place to rest between visits. If you're in the area for work or traveling through and just need a place to sleep over night before continuing your journey. Then Riches Travels Retreat is ideal too. Need something larger, check out Riches Retreat which is next door. Sleeps up to 4 and is self-contained and pet friendly.

Guest favourite
A spacious living area showcases a comfortable brown sectional sofa adorned with decorative pillows. Two round wooden coffee tables sit atop a light area rug. In the background, a bright kitchen is visible, complemented by a dining area featuring a light wood table and chairs.
Townhouse in Wamberal
4.96 out of 5 average rating, 354 reviews

Seaside retreat Wamberal renovated 2023

Welcome to this renovated 2023 beachside retreat, just moments from Wamberal Beach and lagoon. With ocean views, an open layout, and beach-inspired decor, this space offers comfort and coastal charm. The living area opens to a spacious deck—ideal for morning coffee, sunset drinks, or a BBQ. A scenic 30-minute walk leads you to Terrigal’s top restaurants, shops, and nightlife. Perfectly situated for exploring all that the Central Coast has to offer. Registration no PID-STRA-9781

Top Guest favourite
A spacious outdoor deck showcases sweeping ocean views, framed by lush greenery and coastal landscape. Comfortable seating is arranged under the open sky, inviting relaxation. The sunlit area features polished wooden flooring, enhancing the serene atmosphere of this beachfront retreat.
Home in MacMasters Beach
4.99 out of 5 average rating, 167 reviews

Ambassador's Retreat: Macmasters Beach House

The Ambassador's Retreat is the ultimate beach house for adults, commanding exceptional ocean views from Macmasters Beach to Copacabana. Watch the sun rise over the beach, go hiking in the Bouddi National Park and then retire by the open fire at The Ambassador's Retreat - a hidden gem just 50 metres from the beach. With modern facilities and two large entertaining decks, this is the perfect beach house escape for adults who appreciate casual elegance, quality and authenticity.

Top Guest favourite
The entrance to the seaside studio is framed by lush greenery and a blooming tree. A set of steps leads to the door, which is partially open, inviting guests into the space. The entrance features large glass windows, allowing for natural light to illuminate the area.
Guesthouse in Bateau Bay
4.99 out of 5 average rating, 187 reviews

The Collectors Studio

A stroll from the beach and nestled amongst the trees, our sweet seaside studio is filled with treasures we have collected along the way. The Collectors Studio is a unique, eclectic space designed for couples or solo travellers to have a relaxing few nights away. Its the perfect summer or winter getaway with our old wood burner fireplace and clawfoot bathtub to keep you cosy in the cooler months, and Blue Lagoon Beach only 1 block away to enjoy in the warmer months!

Top Guest favourite
A modern living area is highlighted by a large dark sofa with cushions. A wooden coffee table sits nearby, complemented by natural light from sliding glass doors that open to the outside. The kitchenette is visible with appliances and a dining table for two.
Guesthouse in Long Jetty
4.99 out of 5 average rating, 272 reviews

Stylish One Bedroom Studio at Long Jetty

700 metres either way to the beach or lake, shops, restaurants and cafes. Enjoy a get away at Long Jetty on the NSW Central Coast. Only 1.5hrs from Sydney's CBD, The Studio offers comfort and privacy. Newly built with quality inclusions and parking at your door. Outdoor space is shared and you are welcome to enjoy the native garden. Smoking outside is permitted. Friendly dogs may be welcome on application and cannot be left alone anywhere on the property.

Guest favourite
The exterior of a contemporary three-level house is visible, surrounded by lush greenery and positioned along the water's edge. A broad deck extends from the house, featuring outdoor seating. A private pontoon and a boat are situated at the water, further enhancing the waterfront setting.
Home in Berowra Waters
4.95 out of 5 average rating, 213 reviews

Berowra Waters Glass House

Nestled within Berowra Waters park the Berowra Waters Glass House offers three bedrooms and three bathrooms over three levels and comfortably accommodates up to six people. All rooms are tastefully and stylishly decorated for your comfort and enjoyment. With spacious balconies extending from the kitchen and living areas, you can take advantage of the stunning 180 degree views.

Popular amenities for Terrigal lake access rentals

When is the best time to visit Terrigal?

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Avg. price$473 NZD$317 NZD$298 NZD$354 NZD$288 NZD$307 NZD$312 NZD$286 NZD$368 NZD$357 NZD$334 NZD$562 NZD
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Quick stats about holiday rentals with lake access in Terrigal

  • Total holiday rentals

    Explore 40 holiday rentals in Terrigal

  • Nightly prices starting at

    Terrigal holiday rentals start at $119 NZD per night before taxes and fees

  • Verified guest reviews

    Over 2,630 verified reviews to help you choose

  • Family-friendly holiday rentals

    30 properties offer extra space and kid-friendly amenities

  • Pet-friendly accommodation

    Find 10 rentals that welcome pets

  • Holiday rentals with a pool

    10 properties feature pools

  • Rentals with dedicated workspaces

    20 properties have a dedicated workspace

  • Wi-Fi availability

    40 of Terrigal holiday rentals include Wi-Fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi and Pool across Terrigal rentals

  • 4.8 Average rating

    Terrigal stays are highly rated by guests—averaging 4.8 out of 5!

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