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Holiday rentals with lake access in Florida Panhandle

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Top-Rated Accommodation with Lake Access in Florida Panhandle

Guests agree: These options for accommodation with lake access are highly rated for location, cleanliness and more.

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Top Guest favourite
Home in Miramar Beach
4.99 out of 5 average rating, 100 reviews

Bay, Lake & Golf View Home with 6-Seater Golf Cart

• 2 Bed/2 Bath/Sleeps 8! (1 King, 1 King, 2 Queen Sleeper Sofas) • Includes 6-Person Golf Cart! • Stunning Bay/Lake/Golf Course Views! • Beautiful Upgrades Make You Want to Stay Forever! • Access to 2 Seasonally Heated Pools! • Located on the Beautiful Sandestin® Golf & Beach Resort! • Washer/Dryer, Cable, and WiFi Included! • Minutes to the Private Beach Access via Golf Cart! Rental and golf cart agreement must be signed within 5 days of booking. Must be 25+ to book & present for stay

Guest favourite
The exterior of the cottage features a stone facade and a covered carport. A well-maintained path leads to the entrance, surrounded by established shrubs and greenery. A gravel driveway provides access, with a fenced yard visible in the background.
Cabin in Mary Esther
4.91 out of 5 average rating, 217 reviews

Safe Harbor Cottage on Santa Rosa Sound - Pets ok!

Well furnished private one bedroom cottage with sunroom, patio, and carport. Full kitchen with bar counter. Has washer/dryer! There's a fenced yard with small deck, perfect for dog owners. The home is situated under shady oak trees with access to waterfront on Santa Rosa Sound. You can enjoy playing with the pooch, swimming, boating, kayaking, fishing, and viewing beautiful sunsets. It's a perfect location for visits to Hurlburt AFB, or vacationers seeking easy access to Ft. Walton and Navarre.

Top Guest favourite
An open studio layout is presented with a spacious king-size bed and a comfortable sofa. A round table sits nearby, while large glass doors lead to a balcony with ocean views. Soft, neutral tones are used throughout, enhancing the serene atmosphere.
Condo in Miramar Beach
4.97 out of 5 average rating, 151 reviews

Zen Retreat ON Beach -Golfcart* Hot Tub, SanDestin

8th fl. stylish open studio w/stunning VIEW, beachfront in Sandestin Resort between Destin & 30A. 🛺 Golf cart with 3+ nts. NEW Pool & Hot Tub. West Elm furniture & King size bed w/ocean view. Sleek Kitchen w/dishwasher & Keurig. WiFi, 55” smart TV. Washer/dryer. Huge balcony to gaze @ the sea. Enjoy the beach, dining, shopping, trails, golf & entertainment all without leaving the resort. Tram pass & Gym. Perfect for honeymoon, baby moon, girls trip, solo travel or lil family vacay *no animals

Top Guest favourite
A bright living area is showcased with natural wood flooring and warm lighting. Comfortable seating is arranged around a spacious coffee table, complemented by a textured area rug. A dining area with light chairs is visible in the background, enhanced by a decorative light fixture.
Townhouse in Santa Rosa Beach
4.97 out of 5 average rating, 102 reviews

Luxury Townhouse in Santa Rosa Beach - The Zen Pad

Top Reasons to Book this 30A Luxury Townhome: * Few minute walk to the beach access point: Directly across 30A * Beautifully renovated in 2024 * Spacious and Peaceful * 3 Balconies * 2 Pools, Tennis / Pickle Ball Courts, Fishing Ponds, BBQ area, etc. * 25+ miles of hiking trails just steps away * Perfectly located near the beach, trails, shopping, grocery, dining, & more! * Great for families or individuals * Fast Wifi for remote work or streaming * Voted as Guest Favorite AIRBNB!

Top Guest favourite
The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.
Condo in Inlet Beach
4.99 out of 5 average rating, 168 reviews

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Recommended by ‘TRAVEL + LEISURE’ —FlipFlopsOn II is 80 steps to Inlet Beach, where sugar-white sand meets the turquoise Gulf Coast! This sun-washed full studio for 4 (4 beds), sits beachside of the 30A National SCENIC BYWAY adjacent to Lake Powell; stroll or bike to Inlet, Alys & Rosemary Beach dining & entertainments. Featuring a clean Cali-Florida vibe with a pool, grill, pavilion, beach gear, fast Wi-Fi, 65” smart TV, & sunsets from your private patio! Park your car, walk everywhere!

Top Guest favourite
Two wicker chairs are positioned to face expansive windows displaying panoramic views of the Gulf. A glass table is situated between the chairs, enhancing the inviting and relaxed atmosphere. Natural light floods the space, creating a bright and airy environment.
Condo in Destin
4.95 out of 5 average rating, 102 reviews

Beachfront Panoramic Views Balcony Heated Pool

Beachfront Corner Condo in Destin - Panoramic Gulf Views Summer dates just released! Experience luxury in our Destin beachfront condo! This 3-bedroom, 2-bath unit offers panoramic Gulf views from the living area, kitchen, and master bedroom. Enjoy a renovated balcony, heated pool, tennis, basketball, pickleball, gym, and sauna. Beach chairs and umbrella included March-October. Convenient elevator and steps access. Book your Destin vacation rental now for an unforgettable beach getaway!

Top Guest favourite
A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.
Condo in Panama City Beach
4.89 out of 5 average rating, 141 reviews

1st flr lakeview near 30A/Pets & Snowbirds welcome

Welcome to Fins Up @Carillon. Far West end next to Rosemary Beach. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome. Golf courses closeby

Top Guest favourite
A bright living room features leather furniture arranged around a round coffee table. Large sliding doors open to a balcony with views of the Gulf. A 65" Smart TV is positioned against a white entertainment unit, while light-colored curtains frame the windows.
Condo in Destin
4.99 out of 5 average rating, 134 reviews

Majestic Sun A1014*Gulf View*Heated Pools/Hot Tubs

☆WHAT TO LOVE ABOUT THIS HOME?☆ ✹ REMODELED CONDO - New Kitchen, Furniture, Flooring, Fixtures & Decor ✹ GULF & BEACH Views from Living Spaces, Master Bedroom, Patio ✹ BEACH GEAR - Wagon, Backpack Chairs, Umbrella, Towels & Toys ✹ Heated Pools, Hot Tubs, Fitness Center, Tennis, Pickleball, & Golf ✹ Large Floorplan - 3 Private Rooms & Bathrooms ✹ FULLY STOCKED - “Home Away From Home" ✹ Many Restaurants w/ in walking distance ✹ Safe, Gated Community ✹ Smart TVs in all rooms ✹ 5 Beds

Guest favourite
A bright and inviting living space features large windows overlooking the bayou. The room includes a spacious bed, a cozy seating area with a sofa, and a dining space. A statement chandelier adds a touch of elegance, while wooden accents enhance the warm ambiance.
Treehouse in Santa Rosa Beach
4.91 out of 5 average rating, 129 reviews

Romance On The Bayou

Escape the mundane and take your loved one to an oasis of romantic luxury on the bayou. Admire unparalleled serenity, beauty, and tranquility from every window! Enjoy high-end furniture with plenty of natural light for a private paradise experience. Get away from it all - with numerous outdoor games; Jenga, ring toss and more! Spend the day together in a canoe exploring nature's beauty. Build special memories around a custom fire pit, delightful chairs & tiki torches. #Romance

Top Guest favourite
A wooden swing is suspended from a sturdy tree branch, overlooking a peaceful pond surrounded by lush greenery. The water reflects the clear blue sky, and the distant tree line creates a serene backdrop, inviting relaxation and contemplation.
Cottage in Dothan
4.99 out of 5 average rating, 215 reviews

Juju’s Pond House on Smith Pond

Take it easy at this unique and tranquil getaway located on 100 acres and nestled quietly on a private pond. The house was originally built in 1921 and in 2018 we had the house moved down to the pond and did a full renovation while preserving as much original character as we could. Enjoy your morning coffee and watch the sunrise from the screen porch swing or one of the docks at the pond. The property has nature trails to explore, fishing, and plenty of wildlife.

Guest favourite
Illuminated palm trees frame a serene lakeside setting at night. A covered cabana sits nearby, featuring seating arrangements. Soft lighting gently highlights the landscape, reflecting on the water, while a grassy area offers space for relaxation.
Cabin in Panama City
4.88 out of 5 average rating, 111 reviews

Cabin on Private Beach with Tiki Bar & Cabana

3 Queen beds, 2 bedrooms, queen futon sofa. Lake front, tiki bar with swings, covered cabana. Gated property for privacy. 20 minutes from Panama City Beach. Ten minutes from Ecofina Springs. Stone tiki kitchen with fireplace, pizza oven, open fire Argentine grill and smoker. Full bathroom on the beach equipped with a shower for easy shower. Beach side cabana with privacy shades, 10 inch mattress, 43 inch smart TV, wood fireplace.

Guest favourite
A colorful vintage camper is nestled in a lush wooded setting, surrounded by tall trees and scattered foliage. A hammock is suspended between two trees, inviting relaxation. Soft lights adorn the camper, adding a gentle glow to the tranquil atmosphere.
Campervan/RV in Gulf Breeze
4.9 out of 5 average rating, 164 reviews

Gypsy Rose near the beaches

Reconnect with nature at this unforgettable escape. Looking for a chill vibe? This is your place. Gypsy Rose is centrally located in Gulf Breeze, FL. Only 6 miles to Pensacola Beach, 10 miles to downtown Pensacola, and 17 miles to Navarre Beach. Gypsy Rose is nestled in a tropical forest setting. Our quiet neighborhood is just minutes to shops, restaurants, parks, the zoo and our beautiful Emerald Coast.

Popular amenities for Florida Panhandle lake access rentals

KitchenWi-FiPoolFree parking on premisesAir conditioning

Lake access house rentals

Guest favourite
A two-story green beach house is featured in a quiet cul-de-sac, with a golf cart parked in front. The house has a covered porch and multiple windows, surrounded by greenery and palm trees, offering a relaxing coastal vibe.
Home in Santa Rosa Beach
4.85 out of 5 average rating, 115 reviews

South of 30A. Golf Cart. Pool. Gym.

Top Guest favourite
The exterior of the home is showcased against a vibrant sunset sky. The structure features multiple levels with large windows, surrounded by lush greenery and palm trees. A wooden deck leads to the entrance, complementing the relaxing atmosphere.
Home in Panama City
4.97 out of 5 average rating, 35 reviews

Organic Design with a Resort Style Heated Pool

Top Guest favourite
A light-filled bedroom showcases lake views through large windows. A spacious bed is adorned with soft linens and pillows. A wall-mounted TV is positioned across from the bed, while outdoor seating with an umbrella can be seen on the deck, enhancing the serene ambiance.
Home in Santa Rosa Beach
5 out of 5 average rating, 78 reviews

Romantic Seagrove Palmetto Bungalow 30A Lakefront

Superhost
The ceiling features an oceanic mural in various shades of blue, creating an underwater ambiance. Two playful shark decorations suspend above a glass walkway, which offers a view toward the adjacent rooms. Bright light fixtures enhance the airy atmosphere throughout the space.
Home in Panama City Beach
4.85 out of 5 average rating, 151 reviews

Aqua! Under The Sea BNB! | Beach Access! | Pool

Guest favourite
A light-filled living area is showcased, featuring a pair of white sofas adorned with colorful throw pillows. A glass coffee table is positioned in the center, holding a stack of books and decorative items. A tall green plant stands near a stylish lamp, enhancing the space's ambiance.
Home in Pensacola
4.82 out of 5 average rating, 120 reviews

Navypoint Beauty 2/2 Whole House Great area

Superhost
A spacious living area features a light-colored sectional sofa adorned with soft cushions. A decorative coffee table sits on a colorful area rug, complemented by a small plant on a side table. Natural light streams through large windows, illuminating the cozy environment.
Home in Inlet Beach
4.9 out of 5 average rating, 215 reviews

Free Golf Cart, 5 min to Beach, Community Pool

Guest favourite
A private pool area is surrounded by lush palm trees and decorative murals. Two lounge chairs are positioned beside the pool, offering a relaxing space. Soft string lights illuminate the scene, enhancing the tranquil evening atmosphere.
Home in Destin
4.94 out of 5 average rating, 109 reviews

Book Holiday! Private Beach, Heated Pool, 2 Kings!

Top Guest favourite
A welcoming entrance features a screened porch with a decorative door. Surrounding greenery includes trimmed bushes and a tree. The grassy lawn extends beyond, with additional trees in the background, creating a serene atmosphere.
Home in Donalsonville
5 out of 5 average rating, 155 reviews

Peaceful & Beautiful Lake Cabin, Boat House/Dock

Lake access apartment rentals

Superhost
A vibrant green chair is positioned near expansive glass doors, offering a view of the ocean beyond. Light-colored curtains frame the doorway, and a tropical-themed painting is mounted on the wall. A wooden cabinet with various amenities is visible to the right.
Apartment in Destin
4.71 out of 5 average rating, 269 reviews

Beachfront Condo, Ocean View 2BR/2BA, Majestic Sun

Top Guest favourite
A sandy path through grassy dunes leads to the tranquil beach. Lush greenery and beach grasses frame the scene, while the blue ocean is visible in the distance under a bright sky with scattered clouds.
Apartment in Panama City Beach
4.96 out of 5 average rating, 50 reviews

Barefoot Bungalow Beachfront

Top Guest favourite
A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.
Apartment in Panama City Beach
4.89 out of 5 average rating, 128 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

Top Guest favourite
A wooden dock extends into Poquito Bayou, featuring a green umbrella providing shade over a seating area. The clear blue water reflects the sky, while the shoreline is lined with lush greenery. Nearby, a flag is visible, indicating a peaceful outdoor setting.
Apartment in Shalimar
4.99 out of 5 average rating, 159 reviews

Sylvia's Suite Dreams-kayak & paddleboard free

Top Guest favourite
The living area is designed with a modern aesthetic, featuring a large flat-screen TV mounted on a blue accent wall. A cozy seating arrangement includes a gray armchair and a light-colored sofa. The patterned area rug adds color, while a bar area with high stools is visible in the background.
Apartment in Miramar Beach
5 out of 5 average rating, 62 reviews

Beach & Lake Resort/2 King bds / 5 pools / tennis

Guest favourite
A spacious living area features a light-colored sofa adorned with coordinating cushions. A starfish-patterned rug adds character, while a TV sits across from a dining area with a wooden table and chairs. The open kitchen, visible in the background, includes modern appliances.
Apartment in Destin
4.87 out of 5 average rating, 233 reviews

Come SEA us! Lake front condo+3 pools+tennis.

Guest favourite
A cozy living area features a soft green sofa adorned with patterned cushions. A wooden coffee table sits on a geometric rug, while decorative mirrors and wall art enhance the space. Natural light illuminates the room through a nearby window.
Apartment in Santa Rosa Beach
4.91 out of 5 average rating, 140 reviews

On 30A! New 1BR Apt. w/ KING 10min walk to beach!

Guest favourite
A modern living area features a leather sectional sofa paired with decorative pillows. A sleek, glass coffee table sits atop a patterned rug. The kitchen island, equipped with barstools, offers a view through large windows that provide natural light and overlook the landscape.
Apartment in Destin
4.92 out of 5 average rating, 179 reviews

Luxview

Lake access cottage rentals

Guest favourite
A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.
Cottage in Santa Rosa Beach
4.96 out of 5 average rating, 107 reviews

Seagrove Escape | Renovated & Snowbird-Friendly!

Superhost
The elevated home is surrounded by green trees and grass, showcasing a spacious patio area below. A wooden deck extends from the top level, providing access to the outdoors. Lattice work and a utility pole are visible, contributing to the private setting.
Cottage in Bainbridge
4.72 out of 5 average rating, 123 reviews

Cozy, modern 2 bedroom, 2 bath cottage

Top Guest favourite
A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.
Cottage in Seagrove Beach
4.92 out of 5 average rating, 201 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Guest favourite
An open kitchen features a large island with a wooden countertop, complemented by white stools. A dining table is visible nearby, and large windows allow natural light to fill the space, showcasing a vibrant blue wall. Stainless steel appliances and a well-organized layout enhance functionality.
Cottage in Fairhope
4.85 out of 5 average rating, 116 reviews

Waterfront Paradise - Bay Sunsets - Rejuvenate

Guest favourite
A quaint outdoor space features a picnic table surrounded by gravel, ideal for gatherings. In the background, the serene lake reflects the soft hues of twilight, framed by trees and kayaks at the water's edge.
Cottage in Southport
4.94 out of 5 average rating, 32 reviews

4 Person Lake Front Cottage with Kayaks

Top Guest favourite
A quaint cottage features large windows that provide ample natural light. The front porch is furnished with two chairs and a small table, inviting outdoor relaxation. Lush green grass surrounds the property, complemented by trees in the background, creating a serene setting.
Cottage in Bainbridge
4.95 out of 5 average rating, 60 reviews

Seminole Hideaway Cottage

Superhost
A bright living area features comfortable blue couches and cream-colored recliners. A wooden coffee table sits centrally, and a lamp adds subtle lighting. Large windows provide ample natural light, enhancing the inviting space that leads to the dining area and kitchen.
Cottage in Gulf Shores
4.86 out of 5 average rating, 202 reviews

YOUR OWN HOME Water Views/Private Beach /Dock/Pool

Top Guest favourite
A wooden sign shaped like a fish indicates 'The Cottage,' positioned on a post. The background features a gravel pathway leading up to the cottage, surrounded by trees and shrubs. Bright sunlight casts a warm glow over the scene.
Cottage in Donalsonville
4.98 out of 5 average rating, 117 reviews

The Cottage! 5 star! Hottub•fishing•dock/lift

Destinations to explore