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Holiday rentals with lake access in Central New York

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Top-Rated Accommodation with Lake Access in Central New York

Guests agree: These options for accommodation with lake access are highly rated for location, cleanliness and more.

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Top Guest favourite
A rustic cottage is perched on stilts, surrounded by vibrant autumn foliage. Large screened windows provide expansive views, while a wooden deck with railings offers outdoor space below. The structure features a charming blend of dark wood siding and a light-colored roof.
Cottage in Homer

Cottage Over Water - Skaneateles Lake

Located directly over the beautiful waters of Skaneateles Lake. Enjoy incredible views and immersive soundscapes from a rustic, knotty-pine cottage. Ideal for small-family vacations & couples retreats. Sleeps 4-6. Includes: updated kitchen, bathroom, queen bed set, sleeping loft (w/queen), 8 pc. modular sofa, TV, cable, wi-fi, heat, a/c, water & ice. Patios have seating for dining, sunbathing, net-covered bunk bed, boat dock, swim dock (Jun-Sep), gas grill, big swing, 4 kayaks & a paddle board.

5.0 out of 5 average rating, 102 reviews
Guest favourite
A vibrant red dock extends into a calm lake, framed by trees displaying autumn foliage in shades of orange, yellow, and green. The scene captures a peaceful lakeside setting, enhancing the natural beauty of the surroundings.
Cottage in Smyrna

Hidden LakeFront Retreat

A modern designed Cozy Cottage With a stunning mirror lake Surrounded by NYS lands! Cool off in the summer and snowmobile in the winter all the way to Canada! Hike all year round We provide two kayaks for use but no motor boating allowed. 100 acre lake! (Medium size is 10 to 100) No fishing license or fee required We also have two six person Rafts relax with family and friends! Make time for your weekend getaway! Get back to nature! Uncork Unwind and Unstress! An all season getaway!

4.95 out of 5 average rating, 105 reviews
Top Guest favourite
The image captures a lakeside boat house surrounded by vibrant greenery. A spacious deck features red lounge chairs and a dining table under trees. Calm waters reflect the structure and outdoor spaces, creating a serene setting by the shore.
Home in Brantingham

Camp Reminiscing-Picturesque Adirondack Lake House

Camp Reminiscing is located on beautiful Brantingham Lake (45 mins N of Rome NY, in the Adirondack foothills). Ideal for relaxing and/or entertaining. Great room, fireplace, porch & 6 bedrooms. 100' of waterfront, sandy wading area, multiple docks, boat house, spacious fire pit and numerous amenities (horse shoes, Blackstone, bikes, water skis, kayaks, row boat, canoe). Minutes from restaurants, golf, skiing and year round trails (ATV & snowmobiling). Winter rental available from 1/1 to 3/31.

4.9 out of 5 average rating, 154 reviews
Guest favourite
The serene sunset reflects vibrant hues of orange and gold across the calm water surface, creating a peaceful atmosphere. Silhouetted tree branches frame the scene, enhancing the natural beauty of the coastline.
Cottage in Verona Beach

The Best of Both Worlds!

Relax and enjoy the peaceful waterfront serenity and picturesque views this property will provide while only minutes away from the action when it’s time to explore. Steps to NYS Verona Beach Park with 13 miles of trails for hiking, biking, snowmobiling and cross country skiing. Just a short drive to Sylvan Beach to enjoy dozens of restaurants, taverns, shops and their sandy beach. Plenty of golf nearby to satisfy the urge and enjoy adult nightlife at Turning Stone and Point Place Casinos!

4.9 out of 5 average rating, 115 reviews
Top Guest favourite
A welcoming porch features two white Adirondack chairs with red and white cushions, positioned for lake views. The green wooden decking complements the surrounding greenery and the lake in the background, providing a serene outdoor space for relaxation.
Cottage in Sylvan Beach

Lucky Little Lake House - Heart of Sylvan Beach

Stay at our family cottage where you are footsteps to the water, Pancake House, ice cream, Lake House Casino, beach, park, restaurants, and all Sylvan Beach has to offer. Rent a pontoon, kayak or bike at Sylvan Beach Supply Co. Rest in the spacious master king bed with a lake view. Or choose the queen, full, or two twin beds. Dining seats 10 plus 4 barstools. 2 full bathrooms. Fully equipped kitchen, AC, fans, heat, Wifi, 2 Roku TVs, games, and fireplace for year round use. It's lake time!

4.94 out of 5 average rating, 123 reviews
Top Guest favourite
A charming beach cottage is showcased with a light exterior and decorative window boxes filled with flowers. A black SUV is parked in the driveway on a paved surface leading to the entrance. Nearby houses and trees provide a residential backdrop.
Cottage in Sylvan Beach

Just Stepping Out

🏡 Get ready to park the car and leave it in the driveway for a getaway at this charming and cozy beach cottage. 🛋️ Completely updated furnishings and appliances bring a modern touch to a classic by the beach. 🏖️ Step out the door and you’re a half block from Main St., Sylvan Beach and less than 2 blocks to the water. 🛍️ Enjoy shopping, dining and exploring without the hassle of finding or paying for beach parking. Getting in the car at the end of your stay might feel strange!

4.84 out of 5 average rating, 154 reviews
Top Guest favourite
A cozy living area showcases a leather sofa paired with a reclining chair. A bright blue dresser adds a pop of color, complementing the wood flooring and paneled walls. Light enters through the windows, illuminating the textured wall feature made of wooden blocks.
Cabin in Canastota

Knotty But Nice Cabin at Oneida Lake

Log cabin living with this beautiful cozy getaway right across the road from Oneida Lake. Private back yard with a grill and firepit for a relaxing afternoon. Great place for a romantic getaway. Sylvan Beach is a 5 minute drive for great dining and night life. A short 5 minute walk will take you to Verona Beach State Park for great family picnic or romantic walk on the beach at sunset. Full kitchen with everything included, as well as linens, towels, and a laundry area.

4.99 out of 5 average rating, 251 reviews
Top Guest favourite
A two-story home is showcased with light blue siding and stone accents. The front features multiple large windows and two spacious balconies. Seating is arranged on the lower patio, complemented by a grill. Surrounding greenery and trees enhance the property’s natural setting.
Home in Richfield Springs

Luxury Cooperstown Area Lake Home with Amenities!!

2027 Summer Bookings open 10/1, we only accept 6 night stays aligned with “Cooperstown Dreams Park” schedule, see their site for schedule. “Allstar Village” schedule does not align with us. The 2027 season is 5/30-8/22/26. Beautiful 3 bedroom on Canadarago Lake, 15 min. drive to Cooperstown. We now have 6 kayaks, a pedal boat, & a paddle board! Enjoy coffee viewing the peacefulness of the lake, if mornings aren’t for you, It is as beautiful at sunset with wine.

4.92 out of 5 average rating, 306 reviews
Guest favourite
The exterior of a spacious home is showcased, framed by lush greenery and trees. Multiple decks are visible, providing access to outdoor areas. Sturdy steps lead up to the entrance, inviting guests into a well-defined living space with expansive windows.
Home in Cleveland

Serenity Now

#STR-00175. Light, airy, spacious home. Views for miles. Three decks to enjoy sunrises/sunsets. Very quiet part of lake..half way between Central Square and Sylvan Beach. Boat launch one mile away. Great Fishing. Sylvan Beach 20 minutes away. Game room above garage with large TV w. DVD player, wet bar (not stocked), Ping pong table, Air hockey table, table for card games, double bed (4th 'bedroom') and large couch. Fire pit on property overlooking the lake.

4.91 out of 5 average rating, 110 reviews
Guest favourite
An aerial view captures the treehouse nestled among lush trees, highlighting the wooden suspension bridge that leads to the entrance. Soft lighting illuminates the pathway, while the cabin's contemporary design merges seamlessly with the surrounding natural environment.
Treehouse in Adirondack, Remsen

The Treehouse at Evergreen Cabins

Welcome to The Treehouse at Evergreen Cabins! Experience luxury in the Adirondacks with stunning views, an elevated design, unique suspension bridge, and upscale decor. Enjoy your coffee on the wrap-around porch, relax by the fire, or roast marshmallows by the pond. ✔ 2 Comfortable Bedrooms ✔ Open Design ✔ Fully Equipped Kitchen ✔ Yard (Fire Pit, BBQ, Pond, Waterfall) ✔ High-Speed Wi-Fi ✔ Hold Harmless Agreement See more below!

4.99 out of 5 average rating, 583 reviews
Top Guest favourite
The boathouse features a rustic exterior with a red roof and dark siding, nestled among trees showcasing autumn colors. The spacious deck, illuminated by warm lights, includes chairs and a table. The serene water reflects the structure and surrounding foliage.
Home in Old Forge

The Boathouse on Fourth Lake

This historic boathouse is a rare find, situated directly in the waters of the popular Fourth Lake in Old Forge. Complete unobstructed lake views from all three sides of the home provide breathtaking sights during all four seasons. Enjoy the spacious dock, the open concept living area, swim in the private sandy bottom waterfront, and bask in the all-day sun provided by the north shore.

4.98 out of 5 average rating, 132 reviews
Top Guest favourite
Guesthouse in Owego

Waterfront guesthouse with beautiful view

Private guesthouse with 1 king bed and no cleaning fee, in the woods overlooking a 3 acre pond on a 30 acre property with trails and nature all around. Constructed in 2023 with sustainability and views to nature in mind. Conveniently located between Binghamton and Ithaca, and a quick 5-minute drive to historic Owego. A quiet getaway to immerse yourself in nature.

5.0 out of 5 average rating, 115 reviews

Popular amenities for Central New York lake access rentals

KitchenWifiPoolFree parking on premisesAir conditioning

Lake access house rentals

Top Guest favourite
A two-story waterfront house with a gray exterior stands amidst a well-maintained lawn. Flower beds with vibrant blooms line the front, while a spacious driveway leads to a closed garage. Large windows offer views of the surrounding area and lake nearby.
Home in Bridgeport

Waterfront Oneida Lake Lux House!

4.98 out of 5 average rating, 115 reviews
Guest favourite
A dining table is positioned near a large window, offering a view of the lake and a flag waving gently outside. Four light-colored chairs surround the table, which is adorned with a decorative piece. Natural light fills the space, enhancing a serene atmosphere.
Home in Bernhards Bay

2 bedroom lake front camp, sleeps up to 12!

4.83 out of 5 average rating, 171 reviews
Guest favourite
A rustic cabin with a green metal roof features a spacious front porch adorned with comfortable seating. Large windows provide ample natural light, and a well-maintained lawn with trees offers a scenic backdrop. The tranquil setting invites relaxation and outdoor enjoyment.
Home in Oneonta

Lakefront, family friendly home -Baseball campers!

4.9 out of 5 average rating, 122 reviews
Top Guest favourite
An aerial view captures a spacious waterfront area featuring a gray concrete patio. Bright red outdoor chairs surround a fire pit on the grass, while a sauna is positioned nearby. The cozy retreat is nestled among trees, with direct access to the water.
Home in Bath

Lakefront with Sauna & Trails

4.93 out of 5 average rating, 105 reviews
Top Guest favourite
Home in Union Springs

Lake Home on Cayuga - Kayaks included

4.98 out of 5 average rating, 566 reviews
Top Guest favourite
This aerial view captures a lakefront property surrounded by lush greenery. The spacious home features a large deck overlooking the water, with easy access to the lake. A private dock is visible, offering direct lake access for recreational activities.
Home in Tully

Luxury Lakehouse on the water!

5.0 out of 5 average rating, 100 reviews
Top Guest favourite
A spacious wooden deck overlooks Skaneateles Lake, featuring multiple seating areas and umbrellas. A small table with four chairs is situated near the edge, providing a perfect spot to enjoy the serene lake views. A dock extends into the water, enhancing the lakeside experience.
Home in Skaneateles

Gorgeous Lake Home Spectacular View

4.91 out of 5 average rating, 293 reviews
Top Guest favourite
A wooden deck provides access to a spacious grassy area leading down to the river. A circular fire pit with seating is situated on the lawn, surrounded by trees and water, with distant houses visible across the estuary.
Home in Pulaski

Tern Lodge on the Salmon River

4.95 out of 5 average rating, 224 reviews

Lake access apartment rentals

Guest favourite
An aerial view captures a charming town illuminated by streetlights at dusk. Rows of buildings display varying architectural styles along the main street, while nearby trees are silhouetted against the evening sky. A tranquil body of water is visible in the background.
Apartment in Cazenovia

Central NY four bed/three bath in quiet village

4.8 out of 5 average rating, 115 reviews
Guest favourite
A wooden dock extends over calm waters, featuring two adirondack chairs positioned for lake views. A flower pot adds a touch of greenery, while distant hills create a serene backdrop. Sunlight reflects off the water under a partly cloudy sky, enhancing the tranquil environment.
Apartment in Ithaca

Cayuga Lakefront Getaway

4.91 out of 5 average rating, 219 reviews
Top Guest favourite
Lush, vibrant trees display autumn colors reflecting on the calm waters of the lake. A serene shoreline is visible, dotted with boats, while two graceful sculptures of herons stand in the foreground, enhancing the tranquil lakeside setting.
Apartment in West Edmeston

Blue Heron Lake House on Gorton Lake

4.97 out of 5 average rating, 314 reviews
Superhost
A scenic view of a peaceful waterfront area, featuring a private dock painted in red. Two Adirondack chairs are placed around a stone fire pit, surrounded by lush greenery and tall grasses, with calm water reflecting the blue sky and clouds.
Apartment in Old Forge

Moose River cottage on the water in Old Forge

4.94 out of 5 average rating, 179 reviews
Top Guest favourite
The bright living area features a cozy orange sofa and a green armchair, arranged around a patterned blue area rug. A wooden bookshelf filled with books stands against the wall, while a workspace with a computer is located in a corner. Natural light enters through a window, enhancing the warm ambience.
Apartment in Auburn

Sunny Mid Century Cottage

4.98 out of 5 average rating, 244 reviews
Top Guest favourite
A spacious bed adorned with white linens sits against a wall featuring a decorative tree of life design. Soft lighting is provided by wall sconces on either side. A decorative pillow adds a touch of comfort, with a bedside table displaying a clock and additional items.
Apartment in Cooperstown

The Carriage House at Arran Fell Farm

5.0 out of 5 average rating, 185 reviews
Top Guest favourite
A green roof features a weather vane shaped like a dog, positioned atop the building. The background reveals a serene view of Seneca Lake under a clear blue sky, with lush greenery framing the scenery.
Apartment in Hector

Private Year-round Lakefront on Seneca Wine Trail

4.92 out of 5 average rating, 386 reviews
Guest favourite
A modern kitchen is displayed, featuring stainless steel appliances and a stylish backsplash. High ceilings are complemented by exposed beams, while windows with soft curtains allow natural light to filter in. The open layout creates a seamless connection to the adjoining living space.
Apartment in Kingston

Charming Suite with Views of Lake Ontario

4.8 out of 5 average rating, 906 reviews

Lake access cottage rentals

Top Guest favourite
The open-concept living area features large windows offering views of Lake Ontario. A spacious seating arrangement includes a cozy armchair and a sofa. A dining table is positioned nearby, and a Smart TV is visible against a rustic shelf. Natural light fills the space.
Cottage in Pulaski

Cozy 3-Br Lake Ontario cottage with sunset views

5.0 out of 5 average rating, 101 reviews
Guest favourite
The living room features large glass doors that open to a scenic view of the lake, allowing natural light to fill the space. A comfortable sofa and coffee table are arranged on a patterned area rug, while a television is positioned near the doors.
Cottage in Tully

Lakeside Cottage

4.9 out of 5 average rating, 393 reviews
Top Guest favourite
A pathway lined with greenery leads to a serene lakefront view. On either side, charming white structures are framed by trees, while the blue water sparkles in the background. A gently manicured lawn offers a peaceful setting for relaxation.
Cottage in Skaneateles

Skaneateles Lakeside Cottage

4.98 out of 5 average rating, 112 reviews
Guest favourite
The cottage is elevated on a hill, featuring a large wooden deck surrounded by landscaped greenery. Multiple large windows provide a view from the deck, with a path leading up to the entrance. The setting is wooded, offering a sense of privacy.
Cottage in New Berlin

Grand View Cottage

4.89 out of 5 average rating, 171 reviews
Top Guest favourite
An outdoor seating area is framed by large glass doors, revealing a serene water view. Comfortable seating is arranged around a central table on a patterned rug, creating a perfect spot for relaxation while taking in the sights of the bay.
Cottage in Prince Edward County

Peaceful Peninsula. A Private Waterfront Oasis.

4.99 out of 5 average rating, 180 reviews
Top Guest favourite
Two kayaks, colored yellow and orange, rest on the grassy shore of a serene lake. A small dock extends into the calm water, reflecting the colors of a sunset sky. Trees line the horizon, completing the tranquil lakeside setting.
Cottage in Livingston Manor

Gorgeous Waterfront w/ Hot Tub and Game Level

5.0 out of 5 average rating, 110 reviews
Top Guest favourite
A spacious outdoor patio features cozy seating arranged around a fire pit, with gentle lighting from strung bulbs. A view of the lake and sunset is visible in the background, framed by trees. Comfortable seating options encourage relaxation and enjoyment of the setting.
Cottage in Prince Edward

Waterfront Casa in wine County w/SAUNA and HOT TUB

4.98 out of 5 average rating, 111 reviews
Guest favourite
The cottage's blue exterior is reflected in the calm waters of the private lake. Large windows frame the living space, while a nearby canoe rests by the water's edge. Trees surround the area, adding a natural element to the serene setting.
Cottage in Erieville

Priest Cottage Lakeside Canoe Fishing Grill

4.93 out of 5 average rating, 101 reviews

Destinations to explore