
Holiday rentals with lake access in Panama City
Find and book unique lake access rentals on Airbnb
Quick stats about holiday rentals with lake access in Panama City

Total holiday rentals
Explore 10 holiday rentals in Panama City

Nightly prices starting at
Panama City holiday rentals start at $168 NZD per night before taxes and fees

Verified guest reviews
Over 410 verified reviews to help you choose

Family-friendly holiday rentals
10 properties offer extra space and kid-friendly amenities

Rentals with dedicated workspaces
10 properties have a dedicated workspace

Wi-Fi availability
10 of Panama City holiday rentals include Wi-Fi access

Popular amenities for guests
Guests love Kitchen, Wifi and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
Top-Rated Accommodation with Lake Access in Panama City
Guests agree: These options for accommodation with lake access are highly rated for location, cleanliness and more.

Resort Family Fun 5 mn walk2 Bch, 2 pools back yd
Quiet, relaxing resort home, many free family activities, 5 MIN wk to beach,nite life,restaurants. No waiting on broken,crowded, elevators,free park right out front door! 2/11 pools back yd, 1 heat, 1 not in back yd on turtle pond +putt putt, chairs,beach buggy,umbrellas, tennis,gym, playgrounds, PICKLE BALL, 5m wk to mall, arcades, bowling, axe throwing,escape room, bars/dining: walk to restaurants, fast food, ice cream,& shopping. Beach clubhouse, eat in/out rest/bar/pool /restrooms on beach.

Granny’s at the Beach With Heated Pool (Extra Fee)
Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.

Beautiful home, backyard, walk to beach,no pet fee
The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

A Luxury Bayfront Retreat | Resort-Style Pool
Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

Coastal Vibe Spacious and Steps from the Sand/PCB
Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Luxury Townhouse in Santa Rosa Beach - The Zen Pad
Top Reasons to Book this 30A Luxury Townhome: * Few minute walk to the beach access point: Directly across 30A * Beautifully renovated in 2024 * Spacious and Peaceful * 3 Balconies * 2 Pools, Tennis / Pickle Ball Courts, Fishing Ponds, BBQ area, etc. * 25+ miles of hiking trails just steps away * Perfectly located near the beach, trails, shopping, grocery, dining, & more! * Great for families or individuals * Fast Wifi for remote work or streaming * Voted as Guest Favorite AIRBNB!

712 XXL Modern Luxe 4/3 Oceanview Pools Resort 18+
Must be 18 to Book !! Enjoy the ocean breeze at Laketown Wharf in this newly remodeled beautiful 4/3 Ocean view unit on the 7th floor.XXL 1650 sf This unit comes with a white leather sofa, dining for 6+3 barstools, plenty of outdoor seating and a beautiful view of the beach, restaurants There are 5 pools, and 3 hot tubs all throughout the resort. Bedroom 1 king Bedroom 2 king Bedroom 3 king Bedroom 4 Full ✅Resort fee of $120 plus tax must be paid before arrival directly to the resort

"Islandia 311" waterfront one bedroom with a pool
One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. This one-bedroom suite offers astounding panoramic views of Lake Powell. We have multiple units available in this location.

Beach Condo #925 w/ Heated Pool & Hot Tub
Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Sweet Dreams overlooking the Gulf!
"SWEET DREAMS"6th FLOOR- SUPER HOSTED- FRESH PHOTOS All newer furnishings, APPLIANCES, AC, LVP FLOORS, paint, linens, bedding (memory foam king) CUSTOM PRIVATE BUNK/full BATH, Smart TVs at the end of each bunk! Perfectly located on the 6th floor with direct access to parking garage NO ELEVATOR needed! This resort has every luxury you could want- 5 POOLS (1 heated seasonally, 810 Bowling and Games, restaurants, 2 HOT TUBS! HURRY TO REFRESH and REJUVIENATE your SOUL!

Near 30A! Firepit, Beach <1 Mile, Beach Cottage
The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

Stunning Gulf Views I Sleeps 9 I Best Amenities
*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach
Popular amenities for Panama City lake access rentals
Lake access house rentals

Dolphin Days Lagoon Escape

Golf Cart! Community Pool! Bikes! Beach Gear!

Aqua! Under The Sea BNB! | Beach Access! | Pool

Family Friendly Lake House Escape

The Salty Dog . 4BR . Public Beach & Pool Access

Modern Bayfront Home/Walk to Beach/Private Pool

Walk to St Andrews Marina + Fenced Yard

Stylish 3BR~Near 30A, Rosemary Beach, PCB Beaches
Lake access apartment rentals

Beachfront with Ocean View! Steps from the Water!

212 Lolli-Pop Inn at Carillon Beach Inn

Gulf and Lake Front Condo - Direct Beach Access

Rosemary's Cove - West PCB, 2BR with Fenced Yard!

Newly renovated modern studio steps from the beach

Emerald Coast Sea-renity.

Oasis by the Bay. 10 miles from Panama City Beach

The Palms I Gorgeous Condo with Gulf View
Lake access cottage rentals

Hideaway Cottage | Dog-Friendly & Block From Beach

Weekend Escapes to Seagrove | Newly Renovated Home

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Beach Side of 30A "Hemingway" Seaside Cottage

Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!

4 Person Lake Front Cottage with Dock

The Cottage on Alta Vista-so charming!

Kid friendly golf cart sports gear pool lake beach
When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sept | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | $177 NZD | $207 NZD | $185 NZD | $219 NZD | $224 NZD | $281 NZD | $258 NZD | $221 NZD | $197 NZD | $199 NZD | $177 NZD | $172 NZD |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
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- Rentals with lake access Bay County
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- Pier Park
- Henderson Beach State Park
- St. Andrews State Park
- Village of Baytowne Wharf
- Seacrest Beach
- Frank Brown Park
- Aqua Resort
- Grayton Beach State Park
- Topsail Hill Preserve State Park
- St. Andrew State Park Pier
- Shipwreck Island Waterpark
- Morrison Springs
- Crooked Island Beach
- Signal Hill Golf Course
- Destiny East
- Shell Island Beach
- Camp Helen State Park
- Sugar Beach Condominiums
- Gulf Crest Condominiums
- Gulf World Marine Park
- MB Miller County Pier
- Dune Allen Beach Access
- Sea Screamer
- Point Washington State Forest





