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Holiday rentals with lake access in Panama City

Find and book unique lake access rentals on Airbnb

Quick stats about holiday rentals with lake access in Panama City

  • Total holiday rentals

    Explore 10 holiday rentals in Panama City

  • Nightly prices starting at

    Panama City holiday rentals start at $170 NZD per night before taxes and fees

  • Verified guest reviews

    Over 410 verified reviews to help you choose

  • Family-friendly holiday rentals

    10 properties offer extra space and kid-friendly amenities

  • Rentals with dedicated workspaces

    10 properties have a dedicated workspace

  • Wi-Fi availability

    10 of Panama City holiday rentals include Wi-Fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

Top-Rated Accommodation with Lake Access in Panama City

Guests agree: These options for accommodation with lake access are highly rated for location, cleanliness and more.

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Top Guest favourite
Home in Lower Grand Lagoon
4.97 out of 5 average rating, 128 reviews

Beautiful home, backyard, walk to beach,no pet fee

The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

Top Guest favourite
A scenic outdoor area features a private pool surrounded by a spacious patio, furnished with a dining table and comfortable lounge chairs. Palm trees and a backdrop of the lake create a relaxed setting as the sun sets in the distance.
Home in Laguna Beach
4.97 out of 5 average rating, 106 reviews

Granny’s at the Beach With Heated Pool (Extra Fee)

Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.

Guest favourite
A spacious living area features comfortable blue couches accented by yellow pillows. A ceiling fan provides ventilation, and large glass doors offer views of the outdoors. A modern entertainment unit holds a flat-screen TV, while artwork adorns the walls, adding a touch of color to the space.
Condo in Panama City Beach
4.94 out of 5 average rating, 111 reviews

Coastal Vibe Spacious and Steps from the Sand/PCB

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Top Guest favourite
A bright living area is showcased with natural wood flooring and warm lighting. Comfortable seating is arranged around a spacious coffee table, complemented by a textured area rug. A dining area with light chairs is visible in the background, enhanced by a decorative light fixture.
Townhouse in Santa Rosa Beach
4.98 out of 5 average rating, 129 reviews

Luxury Townhouse in Santa Rosa Beach - The Zen Pad

Top Reasons to Book this 30A Luxury Townhome: * Few minute walk to the beach access point: Directly across 30A * Beautifully renovated in 2024 * Spacious and Peaceful * 3 Balconies * 2 Pools, Tennis / Pickle Ball Courts, Fishing Ponds, BBQ area, etc. * 25+ miles of hiking trails just steps away * Perfectly located near the beach, trails, shopping, grocery, dining, & more! * Great for families or individuals * Fast Wifi for remote work or streaming * Voted as Guest Favorite AIRBNB!

Guest favourite
Condo in Panama City Beach
4.92 out of 5 average rating, 108 reviews

"Islandia 311" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. This one-bedroom suite offers astounding panoramic views of Lake Powell. We have multiple units available in this location.

Guest favourite
A spacious living area features large windows offering views of the Gulf and access to a balcony. A wooden coffee table centers the room, complemented by a light-colored sofa with decorative pillows. The view showcases the resort and the expansive beach area, creating a serene atmosphere.
Condo in Panama City Beach
4.84 out of 5 average rating, 122 reviews

Beach Condo #925 w/ Heated Pool & Hot Tub

Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Guest favourite
Dome in Panama City Beach
4.98 out of 5 average rating, 150 reviews

Near 30A! Firepit, Beach <1 Mile, Beach Cottage

The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

Top Guest favourite
A spacious living area features a sectional sofa with colorful throw pillows and a textured area rug. A light-colored coffee table is positioned in front, while a dining area with white furniture is visible in the background. The kitchen opens up to the space, equipped with modern appliances.
Condo in Lower Grand Lagoon
4.87 out of 5 average rating, 113 reviews

5-Min Walk to Beach – Pool & Cozy Condo

Enjoy a relaxing beach getaway just a 5-minute walk to the beautiful Panama City Beach! 🌴☀️ This cozy condo offers great amenities including a pool, tennis courts, boat dock, elevator, and fire pit. On the ground floor you’ll find a Euro Food Market and Guadalajara Mexican Grill. Conveniently located near Publix, Walmart, and outdoor adventures at St. Andrews State Park. Perfect for a relaxing and convenient beach stay.

Superhost
A balcony setup is shown with a round table surrounded by six chairs. Comfortable seating is positioned beside greenery, overlooking a stunning expanse of the Gulf. The bright blue sky complements the ocean view, creating an inviting outdoor space.
Condo in Panama City Beach
4.83 out of 5 average rating, 187 reviews

True Blue Penthouse Summer Break Fun

SUPER HOSTED"TRUE BLUE PENTHOUSE" views!20th FLOOR! FRESH furnishings, bedding, new floors,paint,rugs,TVs including a 65"4K, Upgraded HD!The resort is AMAZING with restaurants ,5 Pools(1 heated seasonally) 2 oversized hot tubs, 810 Bowling and games, 2 story fitness room across from the GULF! Walk to most attractions and Restaurants! HURRY to ensure you get your desired dates! Veteran Owned!

Guest favourite
Condo in Lower Grand Lagoon
4.9 out of 5 average rating, 217 reviews

Sugar Beach condo steps away from the ocean

Sugar Beach is a gated community, located close to family entertainment spots, nightlife, restaurants, shopping, and golf. No elevator waits or crowded beaches! From your covered patio enjoy the view of the freshwater pond or take a short walk to the pool, clubhouse, grill area, tennis courts, and the beach! You're just a short drive to St. Andrews State Park and several marinas.

Guest favourite
A spacious master bedroom displays a king bed adorned with a decorative duvet featuring ocean-themed designs. Large windows frame views of the Gulf, while a ceiling fan adds comfort. A flat-screen TV is positioned on a dresser, complemented by a small potted plant in the corner.
Condo in Panama City Beach
4.95 out of 5 average rating, 130 reviews

Stunning Gulf Views I Sleeps 9 I Best Amenities

*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach

Top Guest favourite
A balcony view reveals a sparkling pool area surrounded by lounge chairs, with vibrant umbrellas providing shade. The Gulf of Mexico glistens in the distance, visible through a clear blue sky, enhancing the serene ambiance of this coastal retreat.
Condo in Panama City Beach
4.93 out of 5 average rating, 106 reviews

Ocean Views, 2BD+bunks, King beds, Great Amenities

Enjoy sunsets at the beach in this cozy condo, 2 bedroom 2 bath with separate bunk area and queen sleeper sofa, sleeps 8. Must be 21+to rent this unit. Distance to Beach: Across the street, walk through the gated beach access for Laketown Wharf. This condo is on the 5th floor overlooking the Gulf of Mexico. This is a NON-smoking unit that is strictly enforced.

Popular amenities for Panama City lake access rentals

When is the best time to visit Panama City?

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Avg. price$178 NZD$209 NZD$187 NZD$221 NZD$226 NZD$284 NZD$260 NZD$222 NZD$199 NZD$200 NZD$178 NZD$173 NZD
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