Holiday rentals with lake access in Panama City

4.96 out of 5 average rating, 100 reviews

A log cabin sits in a serene landscape by the water, surrounded by lush greenery. A private dock is visible, featuring two chairs and a colorful kayak resting by the shore. The cabin's expansive windows reflect the natural light, enhancing the tranquil setting.

Cabin in Youngstown

River fishing dock, playground, games, 23mi beach

Book today to make extraordinary memories at the Big Dipper Lodge, a remote log cabin with amazing waterfront views you’ll love! Your kids will love the gameroom! You will enjoy fishing & kayaking from the private dock! You can visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs. You’ll love white sandy clear blue water beaches nearby. You can stroll through historic St. Andrew's Bay, and you can walk the Panama City Beach Boardwalk. 28mi to ECP Airport & 47mi to Florida Caverns

A large, inviting pool area is surrounded by lush landscaping, including palm trees and well-kept shrubs. Comfortable lounge chairs are positioned near the edge of the pool, with a spacious deck leading to the water. In the background, a tall building is visible against a clear blue sky.

4.69 out of 5 average rating, 286 reviews

balcony • sauna • dock • 1 block to beach • pool

AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

A spacious living area features a sectional sofa with colorful throw pillows and a textured area rug. A light-colored coffee table is positioned in front, while a dining area with white furniture is visible in the background. The kitchen opens up to the space, equipped with modern appliances.

4.85 out of 5 average rating, 100 reviews

Sugary White Shores by Boba

Welcome to your private paradise—just 5 minutes from the beach! Enjoy top-notch amenities like an elevator, refreshing pool, tennis courts, boat dock, and a cozy fire pit, all yours to enjoy! The ground level features a variety of local favorites, including a Euro Food Market and the popular Guadalajara Restaurant. Plus, you're perfectly located between two amusement parks and just minutes from Walmart, Publix, Zoo Park, and St. Andrew’s State Park. Perfect blend of relaxation and adventure!

4.95 out of 5 average rating, 109 reviews

A well-appointed living area features a comfortable sofa adorned with decorative pillows and illuminating lamps on either side. A wooden coffee table sits in front of the sofa, while a kitchenette with modern appliances is visible in the background. Natural light filters in through a nearby window.

Condo in Sunnyside

Near 30A, 2nd Floor condo Lake View, Private Beach

Located in an exclusive community, Carillon Beach Resort Condo, is in a beautiful neighborhood featuring a canopy of oak trees lining the paved sidewalks. Guests enjoy eight walkover access points to 3900 feet of sugar sand beach. You'll find shopping, restaurants, a cafe, a salon, and even a fitness center on Carillon Market Street. Paddleboarding, kayaking, and bicycle rentals are available on-site at Shiprwrecked LTD. This home is two-and-a-half miles from Rosemary Beach, with restaurants.

4.89 out of 5 average rating, 141 reviews

A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.

Condo in Sunnyside

Fins Up Carillon/Snowbirds welcome/Lakefront 30a

Welcome to Fins Up @Carillon. Minutes to Rosemary, Seaside, Pier Park, St Andrew’s Park. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. Perfect location mins to 30A activities/ 15 mins to Pier Park. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome

4.99 out of 5 average rating, 168 reviews

The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.

Condo in Inlet Beach

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Recommended by ‘TRAVEL + LEISURE’ —FlipFlopsOn II is 80 steps to Inlet Beach, where sugar-white sand meets the turquoise Gulf Coast! This sun-washed full studio for 4 (4 beds), sits beachside of the 30A National SCENIC BYWAY adjacent to Lake Powell; stroll or bike to Inlet, Alys & Rosemary Beach dining & entertainments. Featuring a clean Cali-Florida vibe with a pool, grill, pavilion, beach gear, fast Wi-Fi, 65” smart TV, & sunsets from your private patio! Park your car, walk everywhere!

An open-concept living space is presented with modern furnishings and a cozy atmosphere. A comfortable sofa faces a flat-screen television, while a kitchen island provides ample counter space. Large windows offer views of the lake, allowing natural light to fill the room.

4.84 out of 5 average rating, 176 reviews

"Islandia 316" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units available - please visit my profile.

Cottage in Laguna Beach on the Gulf of Mexico

The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.

4.99 out of 5 average rating, 298 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

The living area features a cozy sectional sofa paired with a round coffee table, all against a vibrant beach-themed accent wall. Large floor-to-ceiling windows open to a balcony, showcasing stunning views of the ocean. Light wood flooring complements the coastal decor.

4.96 out of 5 average rating, 134 reviews

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8

• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

A private balcony provides a coastal view of the beach and ocean, featuring comfortable wicker seating and a small table. The space is complemented by decorative pillows, with sunlight illuminating the inviting outdoor area.

4.84 out of 5 average rating, 157 reviews

TIME TO RELAX! {BEACH,POOL,TIKI BAR,GYM} *REGENCY*

This beach condo is a spacious 3 Bedroom 2 Bath - The deck is west facing with beautiful sunset views from the 4th floor. Amenities: Tiki hut with food and beverage services, full gym, jacuzzi, two pools (one heated) & Kiddie Pool :) Primary guest must be 23 years or older(please inquire if not). Private WiFi for guest privacy FREE Beach chair & Umbrella on-site We have 7 total beds- king, 2 queens, 2 twins, 2 fulls! Perfectly fit for 12 guests!

4.98 out of 5 average rating, 127 reviews

Dome in Sunnyside

Near 30A! Firepit, Beach <1 Mile, Beach Cottage

The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

4.9 out of 5 average rating, 200 reviews

Condo in Panama City

Sugar Beach condo steps away from the ocean

Sugar Beach is a gated community, located close to family entertainment spots, nightlife, restaurants, shopping, and golf. No elevator waits or crowded beaches! From your covered patio enjoy the view of the freshwater pond or take a short walk to the pool, clubhouse, grill area, tennis courts, and the beach! You're just a short drive to St. Andrews State Park and several marinas.

Popular amenities for Panama City lake access rentals

Kitchen

Wi-Fi

Pool

Free parking on premises

Air conditioning

Lake access house rentals

4.98 out of 5 average rating, 40 reviews

A heated pool is surrounded by a paved patio, featuring lounge chairs in deep blue and stylish umbrellas providing shade. Lush greenery and palm trees enhance the tranquil outdoor setting, inviting relaxation on sunny days.

Home in Sunnyside

Driftwood Dreams

Home in Panama City Beach

An aerial view captures a large swimming pool surrounded by lounge chairs and the expansive beach in the background. The pool area is bordered by palm trees and a fence. The beach is populated with beachgoers, with gentle waves lapping at the shore.

5 out of 5 average rating, 68 reviews

Resort Family Fun 5 mn walk2 Bch, 2 pools back yd

5 out of 5 average rating, 56 reviews

A tranquil pool features two loungers with adjustable backs under a large umbrella. The surrounding patio is paved and includes seating arrangements visible in the background, alongside a shaded area with a gas grill. Lush greenery and a fenced yard enhance the private atmosphere.

Home in Kiska Beach

PCB/30A-Private 3/2 Home Heated Pool Walk to Beach

4.91 out of 5 average rating, 33 reviews

An open concept living area is showcased, featuring a spacious seating arrangement with a light gray sofa. The kitchen is equipped with modern stainless-steel appliances and a central island with seating. Ambient lighting and natural wood elements enhance the atmosphere, while a flat-screen TV is mounted on the wall.

Home in Inlet Beach

No Bad Day on 30A - Bikes + Easy Beach Access!

Home in Panama City Beach

A serene view of a sandy beach with gentle waves lapping at the shore. A solitary bird is spotted near the water's edge, while beachgoers can be seen in the distance under colorful umbrellas. The sky is partly cloudy, creating a calm atmosphere.

4.92 out of 5 average rating, 36 reviews

Condo: Shore Beats Work

5 out of 5 average rating, 15 reviews

A welcoming entrance features a porch swing adorned with cushions, inviting relaxation. Bright blue shutters frame a door decorated with a seasonal wreath. Potted plants add greenery, complementing the cheerful yellow exterior of the cottage. A doormat with 'Welcome' greets guests as they arrive.

Home in Walton County

FREEGolfCart•FirePit•Bikes•Paddleboards•Near Beach

4.9 out of 5 average rating, 10 reviews

A private hot tub is positioned indoors, surrounded by large windows that showcase a vibrant sunset over the lake. The calm water reflects hues of orange and purple. A glass of wine rests on the edge, complementing the relaxing atmosphere.

Home in Panama City

Fish Tale Cove

4.82 out of 5 average rating, 28 reviews

An aerial view reveals a spacious property situated alongside Econfina Creek, surrounded by lush greenery. The large home features a deck overlooking the water, with a private dock and boathouse visible. A winding path leads to the driveway, enhancing the serene outdoor environment.

Home in Youngstown

Econfina Squatch Hideout

Lake access apartment rentals

A sandy path through grassy dunes leads to the tranquil beach. Lush greenery and beach grasses frame the scene, while the blue ocean is visible in the distance under a bright sky with scattered clouds.

4.96 out of 5 average rating, 49 reviews

Barefoot Bungalow Beachfront

Apartment in Panama City Beach

A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.

4.89 out of 5 average rating, 126 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

5 out of 5 average rating, 10 reviews

snow bird rates, just ask! PCB/30A,Carillon, Alys

A spacious bedroom features a large bed with a white quilt and decorative pillows, complemented by bedside lamps. Floor-to-ceiling windows offer views of the ocean and access to a private balcony, while light curtains frame the windows, allowing natural light to brighten the room.

4.95 out of 5 average rating, 41 reviews

Emerald Coast Sea-renity.

Apartment in Santa Rosa Beach

Gentle waves lap against a pristine sandy shore, with clear turquoise water stretching to the horizon. The beach features soft, white sand with faint footprints leading into the shallows, creating a serene coastal scene under a bright blue sky.

5 out of 5 average rating, 38 reviews

Newly renovated modern studio steps from the beach

The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.

4.96 out of 5 average rating, 73 reviews

Paradise in Pirates Cove

A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.

4.96 out of 5 average rating, 45 reviews

The Palms I Gorgeous Condo with Gulf View

A comfortable bedroom features a spacious bed adorned with turquoise and white bedding. The walls display a vibrant blue accent with the word "BEACH" highlighted. Natural light enters through a window, while a ceiling fan offers a gentle breeze. A full-length mirror adds depth to the space.

4.67 out of 5 average rating, 6 reviews

Lakefront and Beachside Condo 2.5 Miles to 30A

Lake access cottage rentals

Cottage in Bid-a-wee Beach

An outdoor space is highlighted with paver stones, featuring a covered car parking area and a seating arrangement comprised of several outdoor chairs. Lush greenery and palm trees provide a backdrop, enhancing the open and expansive environment under a clear blue sky.

5 out of 5 average rating, 11 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

Cottage in Santa Rosa Beach

A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.

4.96 out of 5 average rating, 106 reviews

Seagrove Escape | Renovated & Snowbird-Friendly!

Cottage in Santa Rosa Beach

A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.

4.76 out of 5 average rating, 34 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Cottage in Seagrove Beach

A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.

4.92 out of 5 average rating, 201 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Cottage in Laguna Beach on the Gulf of Mexico

A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.

4.91 out of 5 average rating, 44 reviews

Aquaman’s Beach Cottage/Paw-some SnowBird Retreat!

4.94 out of 5 average rating, 32 reviews

A quaint outdoor space features a picnic table surrounded by gravel, ideal for gatherings. In the background, the serene lake reflects the soft hues of twilight, framed by trees and kayaks at the water's edge.

Cottage in Southport

4 Person Lake Front Cottage with Kayaks

Cottage in Laguna Beach on the Gulf of Mexico

A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.

4.91 out of 5 average rating, 44 reviews

The Cottage on Alta Vista-so charming!