
Holiday rentals with lake access in Panama City
Find and book unique lake access rentals on Airbnb
Quick stats about holiday rentals with lake access in Panama City

Total holiday rentals
Explore 10 holiday rentals in Panama City

Nightly prices starting at
Panama City holiday rentals start at $170 NZD per night before taxes and fees

Verified guest reviews
Over 410 verified reviews to help you choose

Family-friendly holiday rentals
10 properties offer extra space and kid-friendly amenities

Rentals with dedicated workspaces
10 properties have a dedicated workspace

Wi-Fi availability
10 of Panama City holiday rentals include Wi-Fi access

Popular amenities for guests
Guests love Kitchen, Wifi and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
Top-Rated Accommodation with Lake Access in Panama City
Guests agree: These options for accommodation with lake access are highly rated for location, cleanliness and more.

Beautiful home, backyard, walk to beach,no pet fee
The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi
Outdoor spacesNearbyHospitality

Granny’s at the Beach With Heated Pool (Extra Fee)
Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.
Outdoor spacesViewHot tub

Coastal Vibe Spacious and Steps from the Sand/PCB
Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation
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Luxury Townhouse in Santa Rosa Beach - The Zen Pad
Top Reasons to Book this 30A Luxury Townhome: * Few minute walk to the beach access point: Directly across 30A * Beautifully renovated in 2024 * Spacious and Peaceful * 3 Balconies * 2 Pools, Tennis / Pickle Ball Courts, Fishing Ponds, BBQ area, etc. * 25+ miles of hiking trails just steps away * Perfectly located near the beach, trails, shopping, grocery, dining, & more! * Great for families or individuals * Fast Wifi for remote work or streaming * Voted as Guest Favorite AIRBNB!
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"Islandia 311" waterfront one bedroom with a pool
One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. This one-bedroom suite offers astounding panoramic views of Lake Powell. We have multiple units available in this location.
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Beach Condo #925 w/ Heated Pool & Hot Tub
Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.
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Near 30A! Firepit, Beach <1 Mile, Beach Cottage
The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.
Outdoor spacesViewGetting around

5-Min Walk to Beach – Pool & Cozy Condo
Enjoy a relaxing beach getaway just a 5-minute walk to the beautiful Panama City Beach! 🌴☀️ This cozy condo offers great amenities including a pool, tennis courts, boat dock, elevator, and fire pit. On the ground floor you’ll find a Euro Food Market and Guadalajara Mexican Grill. Conveniently located near Publix, Walmart, and outdoor adventures at St. Andrews State Park. Perfect for a relaxing and convenient beach stay.
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True Blue Penthouse Summer Break Fun
SUPER HOSTED"TRUE BLUE PENTHOUSE" views!20th FLOOR! FRESH furnishings, bedding, new floors,paint,rugs,TVs including a 65"4K, Upgraded HD!The resort is AMAZING with restaurants ,5 Pools(1 heated seasonally) 2 oversized hot tubs, 810 Bowling and games, 2 story fitness room across from the GULF! Walk to most attractions and Restaurants! HURRY to ensure you get your desired dates! Veteran Owned!
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Sugar Beach condo steps away from the ocean
Sugar Beach is a gated community, located close to family entertainment spots, nightlife, restaurants, shopping, and golf. No elevator waits or crowded beaches! From your covered patio enjoy the view of the freshwater pond or take a short walk to the pool, clubhouse, grill area, tennis courts, and the beach! You're just a short drive to St. Andrews State Park and several marinas.
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Stunning Gulf Views I Sleeps 9 I Best Amenities
*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach
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Ocean Views, 2BD+bunks, King beds, Great Amenities
Enjoy sunsets at the beach in this cozy condo, 2 bedroom 2 bath with separate bunk area and queen sleeper sofa, sleeps 8. Must be 21+to rent this unit. Distance to Beach: Across the street, walk through the gated beach access for Laketown Wharf. This condo is on the 5th floor overlooking the Gulf of Mexico. This is a NON-smoking unit that is strictly enforced.
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Popular amenities for Panama City lake access rentals
Lake access house rentals

Golf Cart! Community Pool! Bikes! Beach Gear!
NearbyOutdoor spacesSleep quality

The Salty Dog . 4BR . Public Beach & Pool Access
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Aqua! Under The Sea BNB! | Beach Access! | Pool
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Resort Family Fun 5 mn walk2 Bch, 2 pools back yd
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A Luxury Bayfront Retreat | Resort-Style Pool
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Family Friendly Lake House Escape
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Walk to St Andrews Marina + Fenced Yard
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Modern/ Pool Home/ Pets friendly / 8minBeach
NearbySleep qualityBeach
Lake access apartment rentals

Oasis by the Bay. 10 miles from Panama City Beach
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Carillon Beach Couples Retreat + Beach Setup, Pool
Outdoor spacesViewWalkability

Laketown Wharf 509: Gulf Views + Free Activities!
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The Palms I Gorgeous Condo with Gulf View
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5-7 min walk to Beach~OCEAN Views~30A area~4 Pools
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Gulf and Lake Front Condo - Direct Beach Access
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Emerald Coast Sea-renity.
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Beachfront with Ocean View! Steps from the Water!
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Lake access cottage rentals

Hidden Treasure - Perfect blend of Quaint & Quiet!
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Beach Side of 30A "Hemingway" Seaside Cottage
NearbyOutdoor spacesLaundry

Weekend Escapes to Seagrove | Newly Renovated Home
Outdoor spacesViewDecor

30A Cottage Escape | 5 min to beach | Cart & Bikes
Outdoor spacesNearbyValue

The Cottage on Alta Vista-so charming!
NearbyOutdoor spacesPets

4 Person Lake Front Cottage with Dock
Outdoor spacesViewHospitality

Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!
Outdoor spacesViewLong stay

Hideaway Cottage | Dog-Friendly & Block From Beach
Outdoor spacesNearbyTV
When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sept | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | $178 NZD | $209 NZD | $187 NZD | $221 NZD | $226 NZD | $284 NZD | $260 NZD | $222 NZD | $199 NZD | $200 NZD | $178 NZD | $173 NZD |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
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- Rentals with lake access Bay County
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- Pier Park
- Henderson Beach State Park
- St. Andrews State Park
- Village of Baytowne Wharf
- Seacrest Beach
- Frank Brown Park
- Aqua Resort
- Topsail Hill Preserve State Park
- Grayton Beach State Park
- St. Andrew State Park Pier
- Shipwreck Island Waterpark
- Crooked Island Beach
- Morrison Springs
- Signal Hill Golf Course
- Destiny East
- Sugar Beach Condominiums
- Shell Island Beach
- Camp Helen State Park
- Gulf Crest Condominiums
- Gulf World Marine Park
- MB Miller County Pier
- Dune Allen Beach Access
- Sea Screamer
- Point Washington State Forest





