
Holiday rentals with lake access in Panama City
Find and book unique lake access rentals on Airbnb
Quick stats about holiday rentals with lake access in Panama City

Total holiday rentals
Explore 10 holiday rentals in Panama City

Nightly prices starting at
Panama City holiday rentals start at $170 NZD per night before taxes and fees

Verified guest reviews
Over 410 verified reviews to help you choose

Family-friendly holiday rentals
10 properties offer extra space and kid-friendly amenities

Rentals with dedicated workspaces
10 properties have a dedicated workspace

Wi-Fi availability
10 of Panama City holiday rentals include Wi-Fi access

Popular amenities for guests
Guests love Kitchen, Wifi and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
Top-Rated Accommodation with Lake Access in Panama City
Guests agree: These options for accommodation with lake access are highly rated for location, cleanliness and more.

Beautiful home, backyard, walk to beach,no pet fee
The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi
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Granny’s at the Beach With Heated Pool (Extra Fee)
Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.
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Mini Golf, West End, 0.5 to Beach, By 30A, Backyar
Escape to The Palms at Panama City Beach, your ultimate beach getaway! Nestled between PCB's most visited areas—Pier Park and 30A—our prime location offers the best of both worlds, with a short drive in either direction. Just 0.5 miles from the beach and a block from lake + boat access, you'll have endless outdoor activities at your fingertips. For your convenience, The Palms is situated near two airports—ECP and VPS—and features a spacious driveway that comfortably accommodates up to four cars.
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A Luxury Bayfront Retreat | Resort-Style Pool
Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.
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Family Friendly Lake House Escape
Spacious lakefront vacation rental that sleeps 10, perfect for families and groups. Enjoy direct FRESHWATER waterfront access, a private dock, & a great swimming area. Relax in the hot tub overlooking the lake, grill out & dine outdoors with water views, or unwind on the outdoor swings. Inside features include a pool table for fun nights in & views of the lake from the living rooms. The home features a game room with a foosball table and ping pong table, additional board games, & outdoor games.
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Beachfront | Fishing | Kayaks | Fire Pit | Dock
Palma Occasus is where sunsets steal the show! A peaceful private waterfront townhome designed for families, couples, anglers, & sunset seekers. Tucked along the intracoastal waters of East Bay & the Gulf of Mexico, you’ll wake to panoramic bay views, glowing sunsets, & effortless coastal living. ☞ Dock + fishing access ☞ Expansive waterfront decks ☞ Designer kitchen + coffee bar ☞ Luxury king suites + hotel-style comfort ☞ Minutes to gulf beaches, boat launch & Tyndall AFB ☞ Amazing Sunsets
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Fall Break on 30A | Prominence 2BR + Resort Pool
Relaxation awaits as you walk through the front door of this idyllic 2 bedroom townhome nestled in the picturesque community of Prominence, one of Scenic Highway 30A's newest gems. Perfect for a small family or ideal for a couple’s getaway the coastal inspired theme woven throughout the home makes the travails of every day life seem like a distant land far off on the horizon. Once you are here, we are confident that “Shore Beats Working” will become your favorite beach vacation destination.
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Coastal Vibe Spacious and Steps from the Sand/PCB
Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation
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Luxury Townhouse in Santa Rosa Beach - The Zen Pad
Top Reasons to Book this 30A Luxury Townhome: * Few minute walk to the beach access point: Directly across 30A * Beautifully renovated in 2024 * Spacious and Peaceful * 3 Balconies * 2 Pools, Tennis / Pickle Ball Courts, Fishing Ponds, BBQ area, etc. * 25+ miles of hiking trails just steps away * Perfectly located near the beach, trails, shopping, grocery, dining, & more! * Great for families or individuals * Fast Wifi for remote work or streaming * Voted as Guest Favorite AIRBNB!
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712 XXL Modern Luxury 4/3 Oceanview Pool Resort 18+
Must be 18 to Book !! Enjoy the ocean breeze at Laketown Wharf in this newly remodeled beautiful 4/3 Ocean view unit on the 7th floor.XXL 1650 sf This unit comes with a white leather sofa, dining for 6+3 barstools, plenty of outdoor seating and a beautiful view of the beach, restaurants There are 5 pools, and 3 hot tubs all throughout the resort. Bedroom 1 king Bedroom 2 king Bedroom 3 king Bedroom 4 Full ✅Resort fee of $120 plus tax must be paid before arrival directly to the resort
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Beach Condo #925 w/ Heated Pool & Hot Tub
Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.
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The Coast is Clear for a Bluetiful gulf views!
"Coast is Clear" SUPER HOSTED- All new LVP floors throughout, furnishings, paint, linens, bedding, balcony, SS appliances and FULLY STOCKED kitchen! CUSTOM PRIVATE BUNK room full BATH, Smart TV's throughout. Perfectly located on the 6th floor with direct access to parking garage NO ELEVATOR needed! This resort has every luxury you could want- 5 POOLS (1 heated seasonally, 810 Bowling and Games, restaurants, 2 HOT TUBS! HURRY to RESERVE! Veteran Owned!
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Popular amenities for Panama City lake access rentals
Lake access house rentals

The Salty Dog . 4BR . Public Beach & Pool Access
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Aqua! Under The Sea BNB! | Beach Access! | Pool
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Walk to St Andrews Marina + Fenced Yard
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Modern/ Pool Home/ Pets friendly / 8minBeach
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Dolphin Days Lagoon Escape
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Large Home*Pool*Outdoor Movies*4 min Walk to Beach
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Luxurious Lake House
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Stylish 3BR~Near 30A, Rosemary Beach, PCB Beaches
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Lake access apartment rentals

"Islandia 316" waterfront one bedroom with a pool
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Oasis by the Bay. 10 miles from Panama City Beach
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Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi
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Laketown Wharf 509: Gulf Views + Free Activities!
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5-7 min walk to Beach~OCEAN Views~30A area~4 Pools
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Carillon Beach Couples Retreat + Beach Setup, Pool
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Gulf and Lake Front Condo - Direct Beach Access
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Emerald Coast Sea-renity.
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Lake access cottage rentals

Hidden Treasure - Perfect blend of Quaint & Quiet!
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Beach Side of 30A "Hemingway" Seaside Cottage
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30A Cottage Escape | 5 min to beach | Cart & Bikes
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4 Person Lake Front Cottage with Dock
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The Cottage on Alta Vista-so charming!
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Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!
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Hideaway Cottage | Dog-Friendly & Block From Beach
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Kid friendly golf cart sports gear pool lake beach
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When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sept | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | $178 NZD | $209 NZD | $187 NZD | $221 NZD | $226 NZD | $283 NZD | $260 NZD | $222 NZD | $199 NZD | $200 NZD | $178 NZD | $173 NZD |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
Destinations to explore
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- Rentals with lake access Bay County
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- Pier Park
- Henderson Beach State Park
- St. Andrews State Park
- Village of Baytowne Wharf
- Seacrest Beach
- Frank Brown Park
- Aqua Resort
- Topsail Hill Preserve State Park
- Grayton Beach State Park
- St. Andrew State Park Pier
- Shipwreck Island Waterpark
- Crooked Island Beach
- Morrison Springs
- Signal Hill Golf Course
- Destiny East
- Sugar Beach Condominiums
- Shell Island Beach
- Camp Helen State Park
- Gulf Crest Condominiums
- Gulf World Marine Park
- MB Miller County Pier
- Dune Allen Beach Access
- Sea Screamer
- Point Washington State Forest





