
Waterfront holiday rentals in Panama City
Find and book unique waterfront accommodation on Airbnb
Quick stats about waterfront rentals in Panama City

Total holiday rentals
Explore 100 holiday rentals in Panama City

Nightly prices starting at
Panama City holiday rentals start at $35 NZD per night before taxes and fees

Verified guest reviews
Over 5,470 verified reviews to help you choose

Family-friendly holiday rentals
60 properties offer extra space and kid-friendly amenities

Pet-friendly accommodation
Find 30 rentals that welcome pets

Holiday rentals with a pool
40 properties feature pools

Rentals with dedicated workspaces
40 properties have a dedicated workspace

Wi-Fi availability
100 of Panama City holiday rentals include Wi-Fi access

Popular amenities for guests
Guests love Kitchen, Wifi and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
Top-rated waterfront accommodation in Panama City
Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

Emerald View - Large Beachfront Balcony + 2 Pools
DIRECT GULF VIEWS - LARGEST BALCONY - BEACHFRONT ~ BEACH CHAIRS and TOWELS PROVIDED ~ SUPERIOR SERVICE Low floor - easy access to stairs and elevators Welcome to “EMERALD VIEW”- Sterling Reef 105, 2bed and 2bath with unobstructed emerald water view. Plus, all the comforts of home! Once you arrive at “Emerald View”, you'll be happy to relax with the best view from your large outdoor living room & dining space! You’ll also enjoy the direct beach access and all of the resort amenities provided

Bay Beach Bungalow waterfront family vacation home
Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you

Location! Private Beach/Estates/Rm for boat/Pet(s)
Spacious 1700 sq. ft. with Private Beach. On W Beach Dr, Panama City's waterfront historic estates. No crowded beach or traffic jam condo culture here. Bring your pet(s) to the deeded white sand beach with magnificent sunsets and views of Shell Island and the mouth of the gulf directly in front. 1 mile to historic Downtown or St. Andrew - in the middle of PC's best restaurants, marinas, parks! Experience an estate amongst Panama City’s historical waterfront mansions. Front row July 4 fireworks!

🏖️SUGAR-WHITE-SAND🏖️BEACHFRONT-4 POOLS-MAJESTIC
🏝 BEST IN PCB 🏝 It doesn’t get much better than waking up to a stunning ocean view from your main bedroom and stepping right onto a private balcony overlooking the breathtaking sunrises over the Gulf. Start your day with a warm cup of coffee as you take in the serene beauty of the emerald waters. In the evening, unwind with a glass of wine while watching dolphins gracefully swim by. Step directly onto the sugar-white sandy beach, unfold your chairs, and soak up the Florida sun. Perfect getaway

Bay Beauty! View of St Andrew’s & Shell Island
Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.

Water front bay beach and boat dock stunning views
Take it easy at this unique and tranquil getaway. Duplex is 550 square feet on the water. Fish from your backyard or end of dock. Catch breathtaking sunsets on the back deck. Private boat dock with slips Boat ramp 1/4 away. Kayak and explore East St. Andrews Bay. Location is very quiet and peaceful . Walk the shore to the Tyndal bridge and view wild life. 30 minutes to PCB. 18 miles to Mexico Beach. 3 mile to Tyndal Gate. Complementary kayaks/paddle board. Fishing charter option available!

Beachfront Condo at Edgewater, King bed, Balcony!
Wake up to stunning Gulf views from your private beachfront balcony. Our updated Edgewater condo is perfect for couples, with room for one or two young children. Enjoy a king bed, full kitchen, sugar-white beaches, Edgewater’s lagoon pool, golf, tennis, dining, and resort amenities just steps away. Perfect for romantic getaways, golf trips, or extended winter stays. Unwind with your morning coffee overlooking the Gulf and end each day with unforgettable sunsets from your private balcony.

Gulf Front | Heated Pool & Spa
Come stay at Palazzo! This Endless Gulf View Condo in Panama City Beach. This is a spacious & relaxing place for your next vacation. Located on the 7th floor with a private balcony. Come and enjoy the 180 degree, uninterrupted views of the Gulf of Mexico's sunrise and sunset. This king size bedroom has an ensuite. The twin bed bunk room has new barn door for privacy and its own ensuite. The living room has a new queen leather sleeper sofa. Accommodate up to 6 guests. Must be 25 to rent.

𓆉 Cozy, Resort Condo with Heated Pool + Hot Tub
Couples or small family getaway. Studio Condo at Origin at Seahaven, Sleeps 4. LOW FLOOR ALERT, steps away from the exercise room and the Pool with Gulf Views! This resort condo is conveniently located on the 4th floor. In the cozy condo, you'll find a King-size Bed and Queen-size Sofa Sleeper. The unit features a recently UPDATED Kitchenette with a Full-size Refrigerator, Deep Sink, and Smooth Cooktop Stove. Beach towels are also provided - in proximity to the pool deck and hot tub.

"The Plantation" Private Location +Super Views
Unwind & Relax in this 1500+ sq. ft. private ranch Home! Big kitchen, 2 Bdrms, queen sleeper sofa, 1 large bath, BIG living room, 42" TV, & deck. Great spot for seeking social distancing. Enjoy for your family gatherings, special celebrations, business retreat, or friends' getaway. Laundry & vending machine on The Hideaway property. Dock your boat here! Paddle boards, kayaks, & fishing poles available. Make this home your annual event for business or pleasure.

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly
We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Romantic Seagrove Palmetto Bungalow 30A Lakefront
Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.
Popular amenities for Panama City waterfront rentals
Waterfront apartment accommodation

Beachfront 2 bed/2 bath! Summer weeks left!

BEACHFRONt-Majestic*Studio+Bunk-Sleeps4-Pools-Spa

Brand New June 2026 | Sunset Balcony | 3 Pools

*OceanReef*Beachfront 2King*Pools*12th Floor

Oasis by the Bay. 10 miles from Panama City Beach

Newly Renovated Beachfront Luxury | Resort Getaway

3BR Beachfront Condo. PCB. Pier Park. Pool. Hotub

Miss Corby’s Porch Swing | Historic St. Andrews
Waterfront house rentals

Dolphin Days Lagoon Escape

A Luxury Bayfront Retreat | Resort-Style Pool

Huge waterfront home on historic St. Andrews Bay

3 Min Walk to Beach | Pool + Summer Specials!

The Dock House | Waterfront | Sleeps 6 | Kayaks

Walk to St Andrews Marina + Fenced Yard

Waterfront Home - Dock & Pool

Gulf Front Penthouse - Panama City Beach
Waterfront condo accommodation

Mermaids Calling 2302Beach Front~Free Beach Chairs

•Spectacular View~Beach Resort Origin 805~Pool

Beachfront Condo • Free Beach Svc • Huge Balcony

Elegant 5th Floor Condo Pool, Hot Tub, Waterfront

2 BR View Condo! Gulf-Front Bedroom, Huge Balcony!

PCB Beachfront Ocean View | Majestic 509

Soak up the Sun, Sand, Sea at a Beachfront Studio

Pelican Walk 803 *Once upon a Tide*
When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sept | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | $196 NZD | $208 NZD | $225 NZD | $231 NZD | $250 NZD | $270 NZD | $284 NZD | $224 NZD | $208 NZD | $217 NZD | $192 NZD | $191 NZD |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
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- St. Andrews State Park
- Henderson Beach State Park
- Village of Baytowne Wharf
- Frank Brown Park
- Seacrest Beach
- Blue Mountain Beach
- Aqua Resort
- Grayton Beach State Park
- Topsail Hill Preserve State Park
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