Waterfront holiday rentals in Panama City

Find and book unique waterfront accommodation on Airbnb

Quick stats about waterfront rentals in Panama City

  • Total holiday rentals

    Explore 100 holiday rentals in Panama City

  • Nightly prices starting at

    Panama City holiday rentals start at $34 NZD per night before taxes and fees

  • Verified guest reviews

    Over 5,470 verified reviews to help you choose

  • Family-friendly holiday rentals

    60 properties offer extra space and kid-friendly amenities

  • Pet-friendly accommodation

    Find 30 rentals that welcome pets

  • Holiday rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    40 properties have a dedicated workspace

  • Wi-Fi availability

    100 of Panama City holiday rentals include Wi-Fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

Top-rated waterfront accommodation in Panama City

Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

1 of 1 pages1 / 1
Top Guest favourite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Panama City
4.94 out of 5 average rating, 246 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you

Top Guest favourite
Condo in Panama City Beach
4.98 out of 5 average rating, 182 reviews

Sunset View - Direct Oceanfront Balcony + 2 Pools

DIRECT BEACH ACCESS - UNOBSTRUCTED GULF VIEWS - FULLY STOCKED - BEACH TOWELS AND CHAIRS PROVIDED - SUPERIOR SERVICE Welcome to “SUNSET VIEW”! This fully upgraded 2 Bed & 2 Bath condo has an amazing direct gulf view from the large private balcony. Large open floor plan and equipped with all of the comforts of home. Once you arrive at “Sunset View” you will be happy to relax with the best view in PCB! You’ll also enjoy direct beach access, resort amenities, and beach chair attendant service.

Top Guest favourite
The image features a spacious outdoor pool surrounded by palm trees and lush landscaping. Sun loungers are arranged nearby on the paved deck. The calm water reflects the clear blue sky, creating a serene atmosphere, ideal for relaxation.
Condo in Upper Grand Lagoon
4.93 out of 5 average rating, 184 reviews

Bay Beauty! View of St Andrew’s & Shell Island

Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.

Guest favourite
Two blue Adirondack chairs are positioned on a wooden deck overlooking the water. A small table with a potted plant sits between the chairs, providing a comfortable place to relax. The calm bay and dock area can be seen in the background.
Cottage in Panama City
4.93 out of 5 average rating, 169 reviews

Water front bay beach and boat dock stunning views

Take it easy at this unique and tranquil getaway. Duplex is 550 square feet on the water. Fish from your backyard or end of dock. Catch breathtaking sunsets on the back deck. Private boat dock with slips Boat ramp 1/4 away. Kayak and explore East St. Andrews Bay. Location is very quiet and peaceful . Walk the shore to the Tyndal bridge and view wild life. 30 minutes to PCB. 18 miles to Mexico Beach. 3 mile to Tyndal Gate. Complementary kayaks/paddle board. Fishing charter option available!

Guest favourite
A private swimming pool is surrounded by palm trees, offering a refreshing oasis. The pool area is enclosed by a white fence and features a paved patio, providing space for relaxation. Sun loungers are positioned nearby, inviting guests to enjoy the outdoors.
Home in Lower Grand Lagoon
4.94 out of 5 average rating, 108 reviews

Heated Pool Paradise, Steps to Beach & Restaurants

Welcome to The Blue Crab, a spacious & open beach home with 4 bedrooms, 5 bathrooms (3 full, 2 half) is great for large groups & families. With a resort-like backyard, gulf views, game-room, complete w/private heated pool, & an outdoor dining area w/grill, your perfect beach vacation is waiting! Located 1 block from beach, & walking distance to many restaurants, entertainment, shopping & more! Make sure to check out the GULF VIEW/SUNSET from the 3rd floor patio! Minimum age to book is 25

Top Guest favourite
Condo in Panama City Beach
4.98 out of 5 average rating, 110 reviews

Beachfront, Beach Setup Incl! Close to Everything!

✦ Private Balcony ✦ Incredible Gulf Views ✦ Free Beach Set-up Service (Mar–Oct) ✦ 3 Pools (1 heated seasonally) ✦ Fitness Room ✦ Tennis | Pickle Ball | Shuffleboard (Newly Reconstructed) ✦ Access to Owner's Storage Stocked w/Beach Amenities ✦ Beach Towels to Use at Pool or Beach ✦ Stocked Coffee Station ✦ Board Games, Puzzles & Cards ✦ Close to Walmart, Restaurants & Attractions ✦ Free Wifi ✦ DirectTv ✦ Smart TVs with Streaming Apps ✦ Gated Beach Access & Parking Lot ✦ On-site Laundry

Guest favourite
A spacious living room features a large sectional couch adorned with cushions, facing two small round tables. Natural light filters through several tall windows with blinds, highlighting the warm wood flooring and a decorative plant in the corner.
Home in Lower Grand Lagoon
4.91 out of 5 average rating, 233 reviews

Beach House for 10 - WALK TO BEACH - w/ KING bed!

Message us for special winter discount! Enjoy a relaxing experience at our spacious, perfectly located 2 bed, 2 bath, + loft (WITH PUTTING GREEN!), beach house near the most beautiful beaches in FL. Located only 2 blocks from the white sandy beaches of PCB. You are only a short distance from great bars, restaurants, and the beautiful St. Andrews State Park. Schooners, Patches, Newby's & Tootsies are just around the corner making for a great walk home after dinner and drinks.

Guest favourite
An aerial view of Turtle Cove Water-Front Cottage is presented, highlighting its proximity to the waterfront canal. Lush green landscapes and trees surround the property, with the cottage positioned near the yard. The serene canal leads to the bay, showcasing a peaceful natural environment.
Cottage in St. Andrews
4.9 out of 5 average rating, 127 reviews

Private Water Front Cottage - Panama City, FL

Welcome to Turtle Cove Water-Front Cottage. Do you like to fish right off the bank of your rental? Do you want to be centrally located to beaches, colleges, sports complexes, and restaurants? This 1 bedroom, 1 bunk nook, and 1 bathroom cottage is newly renovated with a beautiful porch perfect for outside dining and sunsets. AND the waterfront canal is the perfect path to the bay on a kayak and paddle board OR just fish right off the bank of the yard. This cozy cottage is perfect!

Guest favourite
The entrance features a well-maintained walkway leading to a blue door with glass inserts. Above, a sign labeled 'The Plantation' hangs, and a wooden staircase beside the door is adorned with hanging plants. Soft greenery surrounds the entrance, enhancing the welcoming vibe.
Home in Panama City
4.92 out of 5 average rating, 348 reviews

"The Plantation" Private Location +Super Views

Unwind & Relax in this 1500+ sq. ft. private ranch Home! Big kitchen, 2 Bdrms, queen sleeper sofa, 1 large bath, BIG living room, 42" TV, & deck. Great spot for seeking social distancing. Enjoy for your family gatherings, special celebrations, business retreat, or friends' getaway. Laundry & vending machine on The Hideaway property. Dock your boat here! Paddle boards, kayaks, & fishing poles available. Make this home your annual event for business or pleasure.

Top Guest favourite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City
4.97 out of 5 average rating, 213 reviews

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Guest favourite
Home in Lower Grand Lagoon
4.96 out of 5 average rating, 234 reviews

Sleeps 6 | Private Backyard | Pet Friendly

2 bed/2 bath home, with spacious private backyard, few blocks from the beach is welcoming up to 6 guests PETS STAY FREE :) Living room has a flat screen Roku TV, back door leads to the patio with a grill Master bedroom has a queen size bed, a full bathroom with a shower/tub combo. Guest bedroom has two twin size beds and a bunk bed. Guest bathroom has a walk in shower Kitchen area is fully equipped with everything you need to cook your favorite meal

Top Guest favourite
A light-filled bedroom showcases lake views through large windows. A spacious bed is adorned with soft linens and pillows. A wall-mounted TV is positioned across from the bed, while outdoor seating with an umbrella can be seen on the deck, enhancing the serene ambiance.
Home in Santa Rosa Beach
4.99 out of 5 average rating, 119 reviews

Romantic Seagrove Palmetto Bungalow 30A Lakefront

Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.

Popular amenities for Panama City waterfront rentals

When is the best time to visit Panama City?

MonthJanFebMarAprMayJunJulAugSeptOctNovDec
Avg. price$192 NZD$204 NZD$221 NZD$224 NZD$258 NZD$297 NZD$279 NZD$219 NZD$204 NZD$212 NZD$189 NZD$187 NZD
Avg. temp12°C14°C17°C20°C24°C27°C28°C28°C26°C22°C17°C14°C

Destinations to explore