Waterfront holiday rentals in Panama City

Find and book unique waterfront accommodation on Airbnb

Quick stats about waterfront rentals in Panama City

  • Total holiday rentals

    Explore 100 holiday rentals in Panama City

  • Nightly prices starting at

    Panama City holiday rentals start at $34 NZD per night before taxes and fees

  • Verified guest reviews

    Over 5,470 verified reviews to help you choose

  • Family-friendly holiday rentals

    60 properties offer extra space and kid-friendly amenities

  • Pet-friendly accommodation

    Find 30 rentals that welcome pets

  • Holiday rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    40 properties have a dedicated workspace

  • Wi-Fi availability

    100 of Panama City holiday rentals include Wi-Fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

Top-rated waterfront accommodation in Panama City

Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

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Top Guest favourite
A spacious balcony features a large dining table surrounded by chairs, with a cozy seating area including couches. Ceiling fans provide airflow. The unobstructed view showcases the emerald water and sandy beach, creating a serene and open outdoor living space.
Condo in Panama City Beach
5 out of 5 average rating, 184 reviews

Emerald View - Large Beachfront Balcony + 2 Pools

DIRECT GULF VIEWS - LARGEST BALCONY - BEACHFRONT ~ BEACH CHAIRS and TOWELS PROVIDED ~ SUPERIOR SERVICE Low floor - easy access to stairs and elevators Welcome to “EMERALD VIEW”- Sterling Reef 105, 2bed and 2bath with unobstructed emerald water view. Plus, all the comforts of home! Once you arrive at “Emerald View”, you'll be happy to relax with the best view from your large outdoor living room & dining space! You’ll also enjoy the direct beach access and all of the resort amenities provided

Top Guest favourite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Panama City
4.94 out of 5 average rating, 245 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you

Guest favourite
A shaded outdoor area features a large umbrella over a chair, complemented by a variety of potted flowers along the path. In the background, a glimpse of water is visible, framed by palm trees and greenery.
Home in St. Andrews
4.89 out of 5 average rating, 121 reviews

Location! Private Beach/Estates/Rm for boat/Pet(s)

Spacious 1700 sq. ft. with Private Beach. On W Beach Dr, Panama City's waterfront historic estates. No crowded beach or traffic jam condo culture here. Bring your pet(s) to the deeded white sand beach with magnificent sunsets and views of Shell Island and the mouth of the gulf directly in front. 1 mile to historic Downtown or St. Andrew - in the middle of PC's best restaurants, marinas, parks! Experience an estate amongst Panama City’s historical waterfront mansions. Front row July 4 fireworks!

Top Guest favourite
A spacious studio unit features a comfortable king bed and a twin bed, complemented by soft neutral-toned furnishings. Floor-to-ceiling windows invite natural light and showcase a stunning view of the Gulf, while a private balcony provides outdoor relaxation.
Condo in Long Beach
4.96 out of 5 average rating, 178 reviews

Cozy Gulf-Front Studio at Majestic w/chair service

Wake up to the golden morning light and soothing sound of the Gulf in this newly decorated studio at Majestic Beach Resort. This relaxing 14th floor unit sleeps 3 with a king and twin bed, has a well-equipped kitchen and one bathroom with a walk-in shower. Log in to your favorite streaming accounts with the 55" 4K Roku TV. Enjoy amenities like 3 outdoor pools, 2 indoor pools, movie theater, bar & grill, market, and more. This unit includes 2 reserved beach chairs and an umbrella from 3/1 - 10/31

Guest favourite
A spacious ground floor bungalow is visible, surrounded by lush greenery and palm trees. Colorful directional signs indicate nearby attractions. The covered deck features comfortable seating, inviting relaxation. Sturdy wooden steps lead to the upper level, enhancing the welcoming outdoor space.
Apartment in St. Andrews
4.95 out of 5 average rating, 399 reviews

“Bungalow” at the Hideaway - Private & Water views

Beautiful Bayou Sunsets. New updates in 2020! Roomy and Relaxing ground floor location. Covered deck. Grill. Queen bed, furnished kitchen, w/new granite countertops. breakfast bar. Full bath. Twin trundle bed in liv room. Convenient parking by your door. Enjoy the views. Perfect spot for business or vacation travellors. Dog Friendly. Enjoy our new Greenhouse to sip, sit and relax amongst the flowers and plants. Families with all ages of children are welcome. Parking for boat & bike trailers.

Top Guest favourite
The image features a spacious outdoor pool surrounded by palm trees and lush landscaping. Sun loungers are arranged nearby on the paved deck. The calm water reflects the clear blue sky, creating a serene atmosphere, ideal for relaxation.
Condo in Upper Grand Lagoon
4.93 out of 5 average rating, 182 reviews

Bay Beauty! View of St Andrew’s & Shell Island

Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.

Top Guest favourite
Condo in Panama City Beach
4.98 out of 5 average rating, 107 reviews

Beachfront, Beach Setup Incl! Close to Everything!

✦ Private Balcony ✦ Incredible Gulf Views ✦ Free Beach Set-up Service (Mar–Oct) ✦ 3 Pools (1 heated seasonally) ✦ Fitness Room ✦ Tennis | Pickle Ball | Shuffleboard (Newly Reconstructed) ✦ Access to Owner's Storage Stocked w/Beach Amenities ✦ Beach Towels to Use at Pool or Beach ✦ Stocked Coffee Station ✦ Board Games, Puzzles & Cards ✦ Close to Walmart, Restaurants & Attractions ✦ Free Wifi ✦ DirectTv ✦ Smart TVs with Streaming Apps ✦ Gated Beach Access & Parking Lot ✦ On-site Laundry

Top Guest favourite
Condo in Panama City Beach
4.98 out of 5 average rating, 140 reviews

𓆉 Cozy, Resort Condo with Heated Pool + Hot Tub

Couples or small family getaway. Studio Condo at Origin at Seahaven, Sleeps 4. LOW FLOOR ALERT, steps away from the exercise room and the Pool with Gulf Views! This resort condo is conveniently located on the 4th floor. In the cozy condo, you'll find a King-size Bed and Queen-size Sofa Sleeper. The unit features a recently UPDATED Kitchenette with a Full-size Refrigerator, Deep Sink, and Smooth Cooktop Stove. Beach towels are also provided - in proximity to the pool deck and hot tub.

Top Guest favourite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City
4.97 out of 5 average rating, 212 reviews

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Top Guest favourite
A light and airy living area features a comfortable sofa and a patterned area rug. Large sliding glass doors provide a view of the Gulf, while a TV is positioned on a white entertainment unit. A mirrored wall enhances the spacious feel.
Condo in Lower Grand Lagoon
4.85 out of 5 average rating, 137 reviews

Pelican Walk 803 *Once upon a Tide*

FREE BEACH CHAIRS/ UMBRELLA INCLUDED MARCH through OCTOBER!!! This beach front 1 bedroom 2 bath condo is beautifully remodeled with plenty of space for couples & small families wanting some relaxation and FUN in the SUN IN PCB, FL! Enjoy the private Gulf front balcony, where breathtaking views of the beach and Gulf are on full display! Look out over the seasonally heated East side pool straight to the sugar white sand and turquoise water!

Top Guest favourite
A light-filled bedroom showcases lake views through large windows. A spacious bed is adorned with soft linens and pillows. A wall-mounted TV is positioned across from the bed, while outdoor seating with an umbrella can be seen on the deck, enhancing the serene ambiance.
Home in Santa Rosa Beach
4.99 out of 5 average rating, 117 reviews

Romantic Seagrove Palmetto Bungalow 30A Lakefront

Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.

Guest favourite
A spacious living area is adorned with nautical-themed decor, including a decorative sailboat and blue accent pillows on a large sofa. Natural light fills the room, which features a stone fireplace and a comfortable armchair, complemented by striped curtains and a warm lighting fixture.
Home in St. Andrews
4.96 out of 5 average rating, 289 reviews

Waterfront Home on St. Andrews Bay

Located on Historic St. Andrews Bay, overlooking the Gulf/Bay Pass and Shell Island, our house has had the pleasure to have host numerous happy guests, and even been used as a filming location for several TV networks (Discovery Channel, PBS, BYUTV)!

Popular amenities for Panama City waterfront rentals

When is the best time to visit Panama City?

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Avg. price$192 NZD$204 NZD$221 NZD$226 NZD$245 NZD$266 NZD$279 NZD$220 NZD$204 NZD$213 NZD$189 NZD$187 NZD
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