
Waterfront holiday rentals in Panama City
Find and book unique waterfront accommodation on Airbnb
Quick stats about waterfront rentals in Panama City

Total holiday rentals
Explore 100 holiday rentals in Panama City

Nightly prices starting at
Panama City holiday rentals start at $34 NZD per night before taxes and fees

Verified guest reviews
Over 5,470 verified reviews to help you choose

Family-friendly holiday rentals
60 properties offer extra space and kid-friendly amenities

Pet-friendly accommodation
Find 30 rentals that welcome pets

Holiday rentals with a pool
40 properties feature pools

Rentals with dedicated workspaces
40 properties have a dedicated workspace

Wi-Fi availability
100 of Panama City holiday rentals include Wi-Fi access

Popular amenities for guests
Guests love Kitchen, Wifi and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
Top-rated waterfront accommodation in Panama City
Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

Bay Beach Bungalow waterfront family vacation home
Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you

Location! Private Beach/Estates/Rm for boat/Pet(s)
Spacious 1700 sq. ft. with Private Beach. On W Beach Dr, Panama City's waterfront historic estates. No crowded beach or traffic jam condo culture here. Bring your pet(s) to the deeded white sand beach with magnificent sunsets and views of Shell Island and the mouth of the gulf directly in front. 1 mile to historic Downtown or St. Andrew - in the middle of PC's best restaurants, marinas, parks! Experience an estate amongst Panama City’s historical waterfront mansions. Front row July 4 fireworks!

Bay Beauty! View of St Andrew’s & Shell Island
Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.

Water front bay beach and boat dock stunning views
Take it easy at this unique and tranquil getaway. Duplex is 550 square feet on the water. Fish from your backyard or end of dock. Catch breathtaking sunsets on the back deck. Private boat dock with slips Boat ramp 1/4 away. Kayak and explore East St. Andrews Bay. Location is very quiet and peaceful . Walk the shore to the Tyndal bridge and view wild life. 30 minutes to PCB. 18 miles to Mexico Beach. 3 mile to Tyndal Gate. Complementary kayaks/paddle board. Fishing charter option available!

𓆉 Cozy, Resort Condo with Heated Pool + Hot Tub
Couples or small family getaway. Studio Condo at Origin at Seahaven, Sleeps 4. LOW FLOOR ALERT, steps away from the exercise room and the Pool with Gulf Views! This resort condo is conveniently located on the 4th floor. In the cozy condo, you'll find a King-size Bed and Queen-size Sofa Sleeper. The unit features a recently UPDATED Kitchenette with a Full-size Refrigerator, Deep Sink, and Smooth Cooktop Stove. Beach towels are also provided - in proximity to the pool deck and hot tub.

Beach House for 10 - WALK TO BEACH - w/ KING bed!
Message us for special winter discount! Enjoy a relaxing experience at our spacious, perfectly located 2 bed, 2 bath, + loft (WITH PUTTING GREEN!), beach house near the most beautiful beaches in FL. Located only 2 blocks from the white sandy beaches of PCB. You are only a short distance from great bars, restaurants, and the beautiful St. Andrews State Park. Schooners, Patches, Newby's & Tootsies are just around the corner making for a great walk home after dinner and drinks.

Private Water Front Cottage - Panama City, FL
Welcome to Turtle Cove Water-Front Cottage. Do you like to fish right off the bank of your rental? Do you want to be centrally located to beaches, colleges, sports complexes, and restaurants? This 1 bedroom, 1 bunk nook, and 1 bathroom cottage is newly renovated with a beautiful porch perfect for outside dining and sunsets. AND the waterfront canal is the perfect path to the bay on a kayak and paddle board OR just fish right off the bank of the yard. This cozy cottage is perfect!

"The Plantation" Private Location +Super Views
Unwind & Relax in this 1500+ sq. ft. private ranch Home! Big kitchen, 2 Bdrms, queen sleeper sofa, 1 large bath, BIG living room, 42" TV, & deck. Great spot for seeking social distancing. Enjoy for your family gatherings, special celebrations, business retreat, or friends' getaway. Laundry & vending machine on The Hideaway property. Dock your boat here! Paddle boards, kayaks, & fishing poles available. Make this home your annual event for business or pleasure.

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly
We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

"Bliss On The Bay" Guesthouse W/Kitchen
Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

Romantic Seagrove Palmetto Bungalow 30A Lakefront
Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.

Waterfront Home on St. Andrews Bay
Located on Historic St. Andrews Bay, overlooking the Gulf/Bay Pass and Shell Island, our house has had the pleasure to have host numerous happy guests, and even been used as a filming location for several TV networks (Discovery Channel, PBS, BYUTV)!
Popular amenities for Panama City waterfront rentals
Waterfront apartment accommodation

1BR Gulf-front Condo w/Pool on Beach - 304

Gulf Oasis, Amazing Private Ocean Front Balcony!

BEACHFRONt-Majestic*Studio+Bunk-Sleeps4-Pools-Spa

*OceanReef*Beachfront 2King*Pools*12th Floor

Oasis by the Bay. 10 miles from Panama City Beach

Beachfront Condo at Edgewater, King bed, Balcony!

Panama City Beachfront Condo - Breathtaking View

3BR Beachfront Condo. PCB. Pier Park. Pool. Hotub
Waterfront house rentals

Dolphin Days Lagoon Escape

A Luxury Bayfront Retreat | Resort-Style Pool

Huge waterfront home on historic St. Andrews Bay

3 Min Walk to Beach | Pool + Summer Specials!

The Dock House | Waterfront | Sleeps 6 | Kayaks

Waterfront Home - Dock & Pool

Gulf Front Penthouse - Panama City Beach

Panama City Beach Oceanfront 3bd/3B luxury condo
Waterfront condo accommodation

•Spectacular View~Beach Resort Origin 805~Pool

Entire Condo-Ocean View-Balcony-Free Parking

Upscale Beachfront Studio! Beach Service Included!

Beachfront Condo • Free Beach Svc • Huge Balcony

2 BR View Condo! Gulf-Front Bedroom, Huge Balcony!

Soak up the Sun, Sand, Sea at a Beachfront Studio

Emerald View - Large Beachfront Balcony + 2 Pools

Cozy Gulf-Front Studio at Majestic w/chair service
When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sept | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | $192 NZD | $204 NZD | $221 NZD | $226 NZD | $245 NZD | $265 NZD | $279 NZD | $219 NZD | $204 NZD | $213 NZD | $189 NZD | $187 NZD |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
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- St. Andrews State Park
- Henderson Beach State Park
- Village of Baytowne Wharf
- Frank Brown Park
- Seacrest Beach
- Blue Mountain Beach
- Aqua Resort
- Grayton Beach State Park
- Topsail Hill Preserve State Park
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