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Cottage holiday rentals in Bay County

Find and book unique cottages on Airbnb

Top-rated cottage rentals in Bay County

Guests agree: These cottages are highly rated for location, cleanliness and more.

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Guest favourite
A scenic view of a wooden dock extending into the calm water, bordered by lush greenery. A lounge chair sits on the grass nearby, complemented by a potted plant. The tranquil blue sky reflects off the water, enhancing the serene outdoor setting.
Cottage in Panama City
4.94 out of 5 average rating, 143 reviews

Water front amazing views and private beach

Cute and cozy 550 sq ft bungalow perfect for couples. Located directly on the bay. Boat ramp 1/4 mile away. Boat dock with slips in your backyard! Work from the kitchen table and watch boats go by. This duplex offers breathtaking views. Fish from your backyard or off the newly built dock. PCB is a 30 min. drive. Mexico Beach is 18 mi. Large back deck, amazing sunsets. Fishing charter option available. Complementary paddle board and kayaks! Quiet and a great place to reset, relax and reconnect!

Top Guest favourite
A serene lakeside scene features a person playing with two dogs on a private white sand beach. The sun sets in the background, casting warm hues over the calm water, while a pavilion stands nearby, enhancing the tranquil setting.
Cottage in Chipley
4.95 out of 5 average rating, 56 reviews

Lakefront Home+Private Beach+Firepit+Kayaks+Floats

Escape to this serene lakefront house, with your own private white sandy beach, Kayaks, and a firepit with firewood. It's perfect for families, groups of friends, or couples looking to unwind and enjoy nature. Just 30 minutes from gulf beaches & the international airport, and close to spring-fed creeks, recreation areas, horseback riding, fishing, and caves, this property offers a variety of outdoor activities for everyone. We hope you write your own amazing stories in our slice of heaven.

Top Guest favourite
The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.
Cottage in Panama City Beach
4.99 out of 5 average rating, 307 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $100 non-refundable per pet fee (pet fee payment request sent after booking). A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel and 2.5 miles from Pier Park.

Top Guest favourite
A modern living area features a green sofa with decorative pillows, arranged around a round wooden coffee table. A ceiling fan and natural wood beams add character to the space, with the adjoining kitchen and dining area visible in the background.
Cottage in Panama City Beach
4.97 out of 5 average rating, 201 reviews

NEW cozy beach cottage 3 blocks from beach!

Welcome to your home away from home! Our fully renovated & modern beach cottage is the perfect place to relax & reset, whether that's lounging in our bright, cozy living room, spending the day at the beach (a quick 3 block walk) or sipping on your drink of choice by the fire pit in the backyard. We are centrally located between 30a & Pier Park with plenty of amazing restaurants, shops & nightlife to experience. Come stay with us, we're always open! Follow us on IG @its.alwaysopen

Top Guest favourite
The inviting backyard features a glistening pool, framed by a spacious patio area. Comfortable seating arrangements provide a perfect gathering space, while a pink inflatable float rests on the water. A nearby dining area is set up for outdoor meals, surrounded by lush greenery.
Cottage in Panama City Beach
5 out of 5 average rating, 20 reviews

Private Pool! LUX Vibe! Dogs Ok! Golf Cart! Beach!

We are steps from the beautiful white sandy beaches. We are on the QUIET west end of Panama City Beach, close to both Pier Park and 30a. We love the mix of families, retirees, seasonal neighbors and rentals here. Fins Up! was designed as a family retreat by the beach, yet far from the crowds and the elevator waits in the busy high rises. Excellent local restaurants and several grocery stores are just minutes away. Luxury finishes and thoughtful design make this a family favorite!

Guest favourite
An aerial view of Turtle Cove Water-Front Cottage is presented, highlighting its proximity to the waterfront canal. Lush green landscapes and trees surround the property, with the cottage positioned near the yard. The serene canal leads to the bay, showcasing a peaceful natural environment.
Cottage in Panama City
4.89 out of 5 average rating, 122 reviews

Private Water Front Cottage - Panama City, FL

Welcome to Turtle Cove Water-Front Cottage. Do you like to fish right off the bank of your rental? Do you want to be centrally located to beaches, colleges, sports complexes, and restaurants? This 1 bedroom, 1 bunk nook, and 1 bathroom cottage is newly renovated with a beautiful porch perfect for outside dining and sunsets. AND the waterfront canal is the perfect path to the bay on a kayak and paddle board OR just fish right off the bank of the yard. This cozy cottage is perfect!

Superhost
A charming cottage exterior is showcased, featuring a bright orange door and welcoming Adirondack chairs. Light blue walls contrast with the greenery, and decorative elements are seen beside the window. A stone pathway leads to the entrance, surrounded by a manicured lawn.
Cottage in Panama City
4.82 out of 5 average rating, 220 reviews

The Hidden Cottage

This Hidden Cottage is located within the heart of St. Andrews and is only a 5 minute drive to Panama City Beach. The Hidden Cottage is a lovely home, great for a couples getaway. We provide Superior location with easy access to Downtown St. Andrews, Downtown Panama City, and a short drive to the Gulf of Mexico. This home will not only satisfy you with it's convenient location, but will also make you feel like you are in your home away from home. Your new vacation home awaits!

Guest favourite
An aerial view captures a coastal neighborhood with homes and sandy beaches. The cottage is highlighted in red, positioned near the shoreline where the surf can be heard. The clear turquoise waters and sandy beach stretch into the distance, inviting relaxation.
Cottage in Port St. Joe
4.9 out of 5 average rating, 170 reviews

🦀 The Nauti Crab 🦀

***ASK ABOUT SNOWBIRD PRICING*** This little cottage is so close to the water that the surf is audible from the porch. This place is the definition of simple living and is perfect for small groups and families. Fishing is extremely popular here as well. Also, take advantage of building fires on the beach, watching beautiful sunsets, and star gazing. The cottage is walking distance from the Tradin' Post, Peachy's, Weber's Donuts, Cape Coffee and IceCream, and St. Joe Shrimp Co.

Top Guest favourite
Cottage in Panama City
4.98 out of 5 average rating, 125 reviews

Walk to Beach! Cottage w/ Golf Cart & Amenities

Searching for the perfect place for your next seaside escape? Our charming beach cottage awaits! Enjoy a fully stocked kitchen, an outdoor shower, free use of a golf cart, and access to incredible resort amenities at Venture Out. Help yourself to the beach gear and take a short walk to the beautiful white sand and emerald waters! STR Bay County Permit 15039. We require a 7 night minimum stay for June and July! Book For Lasting Memories In Panama City—See Details Below!

Top Guest favourite
A wooden boardwalk leads to a scenic beach view. Gentle waves meet a soft white sand shore, with patrons enjoying the beach under a clear blue sky. Vibrant umbrellas dot the shoreline, and native grass is visible in the foreground.
Cottage in Panama City Beach
4.97 out of 5 average rating, 160 reviews

Private home 1 blk beach screen porch close to 30a

Uncrowded White Sand Beach Adorable Beach Cottage along the World Famous Sugar Sand Beaches of North Florida 1 block to beach access Screened in Front Porch for Breezes and the sound of Waves Quiet West End 3 mi to Rosemary Beach 1 mile to Publix, Aldi and Bayou Bills 5 miles to Pier Park Beach Chairs, towels, toys available as well as a rolling cooler Outside private hot and cold shower to rinse off after the Beach Upscale quality linens Roku TVs Full Bath w/ tub

Top Guest favourite
The interior space features a cozy seating area with a green couch and a small coffee table. A well-equipped kitchen is visible, showcasing a sleek countertop and modern appliances. Large windows allow natural light to fill the room, complemented by white shiplap walls and warm wood accents.
Cottage in Lynn Haven
4.97 out of 5 average rating, 239 reviews

Pace e Amore - Adorable 1 Bedroom Cottage

You will love this super cute and cozy cottage. All the amenities you will need to fully enjoy your stay. outdoor gazebo with fireplace, and more. Centrally located just minutes from the bay with boat launch, mini beach and picnic area. Plenty of restaurants and shopping nearby as well. Beautiful Panama City Beach is a mere 20 minutes away . Come and enjoy a fun and relaxing time as our guests at "Pace e Amore.

Guest favourite
Cottage in Panama City Beach
4.78 out of 5 average rating, 79 reviews

Salt and Sand Studio (Downstairs Only)

This listing is for the downstairs studio only. Relax and unwind in the turquoise blue salt water and sun-bathe on the sugar white sand beaches away from the crowds of Panama City Beach. Located only 1.5 blocks from the pristine beach of the quieter more secluded Laguna Beach. This cozy studio is nestled in a peaceful neighborhood with plenty of amenities including huge outdoor patio & outdoor dining area.

Popular amenities for Bay County cottage rentals

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