
Holiday rentals with lake access in Panama City Beach
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Top-Rated Accommodation with Lake Access in Panama City Beach
Guests agree: These options for accommodation with lake access are highly rated for location, cleanliness and more.
Holiday rentals for every style
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Popular amenities for Panama City Beach lake access rentals
Lake access house rentals

Swim Spa/King Bed/Family Friendly/Single Level
Everything was perfect for my family of 11! The space was more than enough for everyone to feel comfortable and relaxed. Each of us had room to spread out, yet there were also cozy areas for us to gather and enjoy quality time together. The home was clean, well-stocked, and beautifully maintained — just like the pictures, if not better. It truly felt like a home away from home. We appreciated the thoughtful touches and the peaceful atmosphere. This stay made our family trip extra special, and we would definitely book again!

Dolphin Days Lagoon Escape
This home was absolutely charming—beautifully decorated, exceptionally clean, and even more delightful in person than in the photos. Every detail was thoughtfully arranged, creating a warm and welcoming atmosphere that made us feel right at home. The space was not only spotless but also well-equipped with everything we needed for a comfortable stay. Communication with the host was seamless; they were kind, responsive, and attentive throughout our visit. We truly appreciated the care and hospitality, and would not hesitate to return or recommend this lovely place to others. A perfect stay from start to finish!

Aqua: Live under the sea! Direct beach access!
We stayed at the Aqua Live Under the Sea home and had a wonderful experience. The location was perfect just a short walk to a quiet, private beach with soft white sand and stunning views. The home was beautifully decorated and had plenty of space for our family. The beds were comfortable, and there were more than enough towels and walk-in showers to keep things convenient. Everything felt clean, cozy, and welcoming. This was a great spot for a peaceful family vacation.

Resort Relax Family Fun 5 mn walk2 Beach Big yd/tv
This place was amazing! It was peaceful and serene. No way to be bored with all the amenities and walking distance to the beach. The host was so nice and responded quickly. We could have stayed longer! This place is definitely one to keep in the favorites. Its the home away from home. Thank you for accommodating us and a wonderful time!

Sleeps 10 • Pool • Baby Ready • Walk 2 Beach • PCB
We had a fantastic stay at this beautiful home! Everything was absolutely perfect—from the moment we walked in, it was clear the property is brand new, spotlessly clean, and incredibly well-organized. The decor is professionally done, stylish yet comfortable, making it feel like a true home away from home. The attention to detail was impressive. The home had everything we needed and more—it truly felt like nothing was missing. The pool was a huge hit with the kids, especially after our beach days. It was the perfect way to wind down and relax. Highly recommend!

Cozy Cottage in Florida Panhandle
Wonderful house for a short get away! Loved the privacy and the homie feel of the place!

Modern Bayfront Home/Walk to Beach/Private Pool
Lisa was a great host extremely responsive and permitted us early check-in which we greatly appreciate as we had a very early flight into town. Being able to go to the house right after travel and relax in the pool was amazing!! The house was beautiful and just as pictured. The amenities are as listed. We prefer a place that has guest access to beach chairs, pool floats, and a grill BUT this is a personal preference and the listing is clear on amenities available to guests. There was no surprises, we knew those weren't available when booking. Ample amount of shampoo, conditioner, and clean linens available! Ample TP, 3 rolls per bathroom and 2-3 paper towel rolls per kitchen area. Great to have a private pool, but you are right next to the neighbors. We had great people beside us, but could be an issue for others. Lisa is a great host and would definitely book with her again!!

Fishing Paradise: Lakefront Home with Ocean Views
Wonderful stay! Cassie was great and very responsive. Space was clean and just like the pictures. We also loved how close the beach was!
Lake access apartment rentals

Barefoot Bungalow Beachfront
This condo is awesome. It was our first time in Panama City Beach and we will definitely go back. Chris and Cameron are extremely responsive and amazing hosts. The place is exactly as described in the post and what you see in the pictures is what it looks like. You can’t get closer to the beach and the area is great. Very quiet and clean gated community with a private beach (no public access). Beach was clean and absolutely amazing. The place is really close to some grocery stores, cvs and some really good restaurants. We definitely recommend this place to anyone who’s looking for a quiet vacation.

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool
The place was very beautiful looked better in person than the pictures… lots of pots, pans, and plates for those cooking.. LOTs of beach toys, house was very comfortable, comfy bed and couches

Newly renovated modern studio steps from the beach
This was our first time staying at this location, and we would absolutely book this unit again. Everything was clean and the location to the beach and great restaurants was perfect. We loved having the bikes to ride to the beach, and to nearby restaurants and coffee shops.

Emerald Coast Sea-renity.
Overall, this condo was a 10/10! Beautiful and peaceful location, steps away from the beach and Roysan’s condo had more than enough space and amenities. My only complaint would be around the dirty dishes and items in the kitchen, but overall, I would love to visit again and I am thankful for such a responsive and attentive host!

Cozy and Luxury Condo With View
Great place and great communication

Waterview condo on Panama City Beach Golf Course!
Had a great stay! The place was clean, cozy, and just what we needed. Montanna was incredibly kind and responsive throughout the trip, which made everything smooth and stress-free. Would definitely recommend staying here!

Sea-nic Bliss | Gorgeous Condo with Gulf View
Sea-nic Bliss is a great nickname for Vitaly and Kate's condo. It was perfect for our quick getaway. The peaceful, intimate setting of Sea-nic Bliss is a nice contrast to the busy oceanfront, just a short distance away. The condo is spotless and tastefully decorated, and the complex' pool was clean and quiet, perfect for some afternoon relaxation. The hosts were super accommodating with helpful messages and providing an early check-in at no charge! We will definitely stay here again!

Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi
stayed at one of Lee’s Seagrove properties recently and couldn’t have asked for a smoother, more thoughtful hosting experience. The bungalow was clean, well-appointed, and clearly cared for with attention to detail. Communication was clear and timely, and Lee made the whole process easy, from check-in to checkout. The location was ideal—quiet, yet close to everything I needed. Grateful for the hospitality!
Lake access cottage rentals

Hideaway Cottage | Dog Friendly | Steps to Beach
Host was very responsive and friendly. The place had everything imaginable to be able to cook for our family. Patio space was great to have another family staying in PCB over to grill out and sit outside to eat and enjoy the weather and company. We really enjoyed our stay! Easy walking to the private beach access. Chairs and beach cart available were super helpful! Kids loved walking to mini golf, carts, and Alvin’s too!

Beachy Bungalow, Santa Rosa Beach, FL near Gulf
Second time staying here. I selfishly don’t want to leave a review bc it’s truly a hidden gem. Sandy and Larry are fantastic hosts. Amazingly stocked Airbnb, all the soaps shampoos etc that you need, always a stocked kitchen, lots of beach towels, plenty of bath towels, beach chairs, etc. Everything that you would need for a little beach vacation. It’s a mini kitchenette in the unit but plenty to do some basic cooking. The location is perfect to walk to the beach. Hope you enjoy this gem as much as we do every time.

Seaside 30A "Hemingway Cottage" Close to Beach
Great stay. Master bedroom bed was comfy and the bedding was soft. Slept like a baby. Lots of floor mats all around which is a beach necessity to keep sand out and comfy in. Rain shower head was a treat and the water pressure was great. Shower curtain was a little pink around the bottom indicating a need to be washed or bleached. Not a big deal and my eyes were closed enjoying the rain head shower anyway. Guest bed wasn’t quite as comfy as the master, but my daughter didn’t have any trouble sleeping in each day. Black out window coverings would be a nice addition as it gets bright early at the beach. Kitchen was well stocked, but the only we used during our stay was the fridge and mw. Checkout duties were normal start the dw and washing machine before you leave. Nothing ridiculous. Wife mentioned that the kitchen cabinets and stove front could use a deep clean. We did have guests in the attached apt. During our stay in the main unit. I could hear them pretty clearly through the walls.

Aquaman's Cottage: Dog-Friendly, Fenced &Turfed
Lauren’s place was good. Their cleaners did not show up between the people checking out the morning we checked in. Lauren offered some solutions and it was taken care of. She reimbursed our cleaning fee and was finding a new cleaner to use. We had an issue with the clothes dryer not drying well and she sent a guy out the next day to fix it. Overall place was as described cute place nice walking distance to a nice part of the beach. I would say it’s in the more quiet part of PCB which having kids with us is a plus. I would stay there again. Just a few minute drive to pier park and close to gas stations and dollar general. Overall good location and nice place. Also the back yard area is great for people with small dogs very private and super cute with the Astro turf and seating.

4 Person Lake Front Cottage with Kayaks
We decided to book a place close to Panama City Beach to vacation. The stay was at a great location by a fresh water lake and about 30 minutes from PCB. We were allowed an early check-in which was awesome to be able to spend the day longer. The laundry room is communion shared and there is room to park a 25 foot boat or greater I'll say. The only drawback is if you plan on cooking large home meals, the kitchenette is limited. Overall this was a good value and I feel will succeed for future occupants.

The Cottage on Alta Vista-so charming!
We rented this home for a softball tournament that was being played at Frank Brown Park. The house is super close to the park and to Pier Park for shopping. We were not able to enjoy the beach but the access is only a few minutes drive from the house. The neighborhood is golf cart friendly and very quiet. The fenced in yard was wonderful for our dogs. The house is super cute and clean. There were 3 of us and 2 dogs and we were very comfortable. The beds and furniture are comfy and clean. Cassandra is a very responsive host. Thank you for letting us use your home, we will definitely be back.

30A Beach Access, Sea La Vie
This has been the BEST airbnb I've stayed at so far. Will definitely be getting this place again on my next visit to Panama city.

Kid friendly golf cart sports gear pool lake beach
Lovely home and location especially for a family with children! Has everything you need at the house and lots of things to do in the surrounding area. It didn’t feel like a typical AirBnB with most basic amenities possible, it was truly nearly as comfortable as our own home. Thanks for having us!
Quick stats about holiday rentals with lake access in Panama City Beach
Total rentals
310 properties
Nightly prices starting at
$83 NZD before taxes and fees
Total number of reviews
12K reviews
Family-friendly rentals
230 properties are a good fit for families
Pet-friendly rentals
50 properties allow pets
Rentals with a pool
280 properties have a pool
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- Panama City Beach Winery
- Destin Harbor Boardwalk
- Crab Island
- Princess Beach
- Frank Brown Park
- St. Andrews State Park
- James Lee Beach
- Shipwreck Island Waterpark
- St. Andrew State Park Pier
- Grayton Beach State Park
- Blue Mountain Beach
- Windmark Public Beach access
- Camp Helen State Park
- Shell Island Beach
- Raven Golf Club
- St. Joe Beach
- Eglin Beach Park
- Gulfarium Marine Adventure Park
- Crooked Island Beach
- Seacrest Beach
- Gulf World Marine Park
- Fort Walton Beach Golf Course
- Walton Dunes Beach Access
- Signal Hill Golf Course