Holiday rentals with lake access in Panama City Beach

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Top-Rated Accommodation with Lake Access in Panama City Beach

Guests agree: These options for accommodation with lake access are highly rated for location, cleanliness and more.

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Guest favourite
Condo in Panama City Beach
4.93 out of 5 average rating, 101 reviews

Gulfview! Cozy Beach Oasis | 5 Pools + King Suite

Enjoy family fun with stunning views of the Gulf and quick access to the sandy beach! This rare, kid-friendly unit at Laketown Wharf Beach Resort is on a low floor near the elevator, offering easy access and private owner service. Relax at 5pools, enjoy onsite dining, and stay in one of the most upgraded units available. With a Smart View TV, comfort meets convenience. “Come for the beautiful beaches, stay awhile, for the VIEW.” Check out our awesome reviews and see why guests keep coming back!

Superhost
A large, inviting pool area is surrounded by lush landscaping, including palm trees and well-kept shrubs. Comfortable lounge chairs are positioned near the edge of the pool, with a spacious deck leading to the water. In the background, a tall building is visible against a clear blue sky.
Condo in Panama City Beach
4.7 out of 5 average rating, 289 reviews

balcony • sauna • dock • 1 block to beach • pool

AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

Superhost
A spacious studio features a comfortable sofa and a large bed. Natural light enters through sliding glass doors, revealing a serene view of the lake. Decorative elements, including framed artwork and a cozy area rug, enhance the inviting ambiance.
Condo in El Centro Beach
4.85 out of 5 average rating, 125 reviews

Casa Sol - Bright, Renovated, Studio by The Beach.

Updated, first floor studio, with all the comfort and amenities you'll need for your visit to the Beach. Have your coffee on the back porch looking onto the lake or take a 3 minute stroll across the street to the beach. Take a dip in the pool. Pier Park is 5 minutes away and has everything you would need. (Target, Fresh Market, endless food and bars). Rosemary is a 10 minute drive. 15 minutes to the airport. Enjoy the best parts of the beach and surrounding areas from here with ease.

Top Guest favourite
A bright living area features a comfortable gray sofa with a yellow accent pillow. Large sliding doors open to a private balcony with two teal chairs and a table, offering views of the lush surroundings and water beyond.
Condo in Sunnyside
4.88 out of 5 average rating, 173 reviews

"Islandia 317" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

Top Guest favourite
Condo in El Centro Beach
4.94 out of 5 average rating, 182 reviews

Romantic Beachfront Sunsets!

Beachfront. Fully furnished with a spacious floor plan, 9ft ceilings, granite countertops, breakfast bar, large balcony off living room with private grill, dining table/chairs with impressive views of the Gulf of Mexico. First-class amenities include: Fitness Center, Poolside Drink & Snack Bar, 2000 sq.ft Heated, Infinity Edge, Gulf front pool, Whirlpool Spa and Natural Stone Fire Pit. Secure, covered parking. Located 1/2 mile from Pier Park shops, restaurants and Russell Fields Pier.

Top Guest favourite
A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.
Condo in Sunnyside
4.89 out of 5 average rating, 141 reviews

1st flr lakeview near 30A/Pets & Snowbirds welcome

Welcome to Fins Up @Carillon. Far West end next to Rosemary Beach. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome. Golf courses closeby

Top Guest favourite
A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.
Condo in Sunnyside
4.95 out of 5 average rating, 176 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Top Guest favourite
The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.
Cottage in Laguna Beach on the Gulf of Mexico
4.99 out of 5 average rating, 298 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

Top Guest favourite
The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.
Condo in Inlet Beach
4.99 out of 5 average rating, 168 reviews

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Praised by ‘TRAVEL + LEISURE’, FlipFlopsOn II is 80 steps to one of Florida’s most beautiful beaches, Inlet Beach! This dreamy full-studio sleeps 4 (4 beds), & is located beachside of the 30A National Scenic Gulf Coast Byway; walk to Rosemary Beach & Inlet’s dining & stylish town centers. Featuring a clean Cali-Florida vibe, POOL, GRILL pavilion, beach gear, 65” TV, ultra-equipped kitchen, & sunsets from your private outdoor living area. Park your car, walk everywhere!

Top Guest favourite
The living area features a cozy sectional sofa paired with a round coffee table, all against a vibrant beach-themed accent wall. Large floor-to-ceiling windows open to a balcony, showcasing stunning views of the ocean. Light wood flooring complements the coastal decor.
Condo in Panama City Beach
4.96 out of 5 average rating, 134 reviews

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8

• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

Guest favourite
Illuminated palm trees frame a serene lakeside setting at night. A covered cabana sits nearby, featuring seating arrangements. Soft lighting gently highlights the landscape, reflecting on the water, while a grassy area offers space for relaxation.
Cabin in Panama City
4.89 out of 5 average rating, 114 reviews

Cabin on Private Beach with Tiki Bar & Cabana

3 Queen beds, 2 bedrooms, queen futon sofa. Lake front, tiki bar with swings, covered cabana. Gated property for privacy. 20 minutes from Panama City Beach. Ten minutes from Ecofina Springs. Stone tiki kitchen with fireplace, pizza oven, open fire Argentine grill and smoker. Full bathroom on the beach equipped with a shower for easy shower. Beach side cabana with privacy shades, 10 inch mattress, 43 inch smart TV, wood fireplace.

Guest favourite
A cozy studio layout features a comfortable sleeping area with a spacious bed and light curtains draping over windows. A functional kitchenette with wood cabinetry and modern appliances complements the space, providing convenience for meal preparation.
Condo in Seacrest
4.88 out of 5 average rating, 188 reviews

Ready, Set, Beach! 30A Condo w/ 2 Pools – Sleeps 4

If you have not yet had the chance to explore the pristine sandy white shores and beach communities that run along northwest Florida's Scenic Highway 30A, you are in for a delightful experience! We invite you to consider our condo as your own personal escape from the everyday. Our charming and cozy studio offers guests the sun-soaked simple pleasures of a seashore vacation outfitted with the comforts of home.

Popular amenities for Panama City Beach lake access rentals

When is the best time to visit Panama City Beach?

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Avg. price$168 NZD$173 NZD$295 NZD$269 NZD$295 NZD$387 NZD$420 NZD$272 NZD$214 NZD$211 NZD$178 NZD$176 NZD
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Quick stats about holiday rentals with lake access in Panama City Beach

  • Total holiday rentals

    Explore 310 holiday rentals in Panama City Beach

  • Nightly prices starting at

    Panama City Beach holiday rentals start at $68 NZD per night before taxes and fees

  • Verified guest reviews

    Over 14,530 verified reviews to help you choose

  • Family-friendly holiday rentals

    230 properties offer extra space and kid-friendly amenities

  • Pet-friendly accommodation

    Find 40 rentals that welcome pets

  • Holiday rentals with a pool

    280 properties feature pools

  • Rentals with dedicated workspaces

    190 properties have a dedicated workspace

  • Wi-Fi availability

    300 of Panama City Beach holiday rentals include Wi-Fi access

  • Popular amenities for guests

    Guests love Kitchen, Wi-Fi and Pool across Panama City Beach rentals

  • 4.7 Average rating

    Panama City Beach stays receive an average rating of 4.7 out of 5 from guests

  • Nearby attractions

    Panama City Beach's top spots, include Frank Brown Park, Shipwreck Island Waterpark, and Coconut Creek Family Fun Park

Destinations to explore