Waterfront holiday rentals in Panama City Beach

Find and book unique waterfront accommodation on Airbnb

Top-rated waterfront accommodation in Panama City Beach

Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

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Top Guest favourite
Condo in Panama City Beach
5 out of 5 average rating, 246 reviews

My Happy Place PCB-FREE beach service, king bed

My Happy Place | 2BR+bunkroom/2BA 15th floor condo w/ epic Gulf views! FREE beach setup (2 chairs+1 umbrella, Mar–Oct 2026), plus access to 8+ extra chairs, 3+ umbrellas, toys, books & games. Picture yourself lounging on the balcony, splashing in the pool, or grilling dinner after sunset! Super-fast WiFi, 4 TVs, washer/dryer, well-equipped kitchen, & balcony grill. Resort hot tub, fire pit & good vibes included. $50 Resort Pass (0–1 car/stay), $100 for 2. Weekends book fast—weekday rates shine!

Guest favourite
A round, turquoise table is surrounded by matching adirondack chairs on a wooden deck. A striped umbrella offers shade while the view of the sandy beach and turquoise ocean extends in the background under a clear blue sky.
Home in Lower Grand Lagoon
4.9 out of 5 average rating, 144 reviews

Aqua-Holic Beach House Directly on the Beach!

This nostalgic beach front home overlooks the white sugar sand beaches of the Emerald Coast. With interior views of the ocean from the kitchen, living room, and both bedrooms, you are in for a treat! Private parking is right in front of the house, and you can enjoy one level throughout. If you have a large party, a 1 bedroom cottage is available on the same lot. **Note** The cottage is a separate listing and must be booked separately. You can find it under "Aqua-Holic Beach Front Cottage"

Guest favourite
The living area features large windows that offer expansive views of the ocean and coastline. A comfortable seating arrangement includes a light-colored sofa and chairs, complemented by a stylish coffee table. Decorative accents, like plants and artwork, enhance the space's modern design.
Condo in Panama City Beach
4.92 out of 5 average rating, 158 reviews

Beachfront-2/2*Pools*Hot tubs*Spa*Corner best view

This 7th-floor corner unit condo at Tidewater Beach Resort offers breathtaking panoramic views of the endless shoreline of the emerald Gulf Coast. From the private balcony or the comfort of the living room sofa or dining table, enjoy stunning sunsets over the ocean and dazzling city lights at night. Resort boasts incredible amenities, including two lagoon-style pools, a heated indoor pool, hot tubs, a state-of-the-art fitness center with a Roman spa, a movie theater, and private beach access.

Top Guest favourite
A spacious studio room features a king-sized bed with comfortable bedding, flanked by two cozy armchairs. Bright natural light streams through the sliding glass doors, which open to a private balcony with ocean views. Decorative elements include beach-themed wall art and a stylish area rug.
Condo in Long Beach
4.99 out of 5 average rating, 269 reviews

Upscale Beachfront Studio! Beach Service Included!

Located in Tower 1 on the 19th floor, our newly renovated (2022) studio holds breathtaking, unparalleled panoramic views of the Gulf of Mexico. This upscale, professionally decorated oceanfront condo offers splendid furnishings, sufficient space, 550 sq ft, and a perfect opportunity for a romantic getaway in one of PCB's most popular resorts: Majestic Beach Resort. This space will feel like an upscale hotel just feet away from the beach. Beach service included from March 1st to October 31st.

Top Guest favourite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Panama City
4.94 out of 5 average rating, 232 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to your waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including your own dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Watch for birds, turtles and dolphins. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy bay views, your own bay beach and space. Absolutely no weddings or parties are allowed.

Top Guest favourite
Two blue Adirondack chairs are positioned on a wooden deck overlooking the water. A small table with a potted plant sits between the chairs, providing a comfortable place to relax. The calm bay and dock area can be seen in the background.
Cottage in Panama City
4.94 out of 5 average rating, 160 reviews

Water front bay beach and boat dock stunning views

Take it easy at this unique and tranquil getaway. Duplex is 550 square feet on the water. Fish from your backyard or end of dock. Catch breathtaking sunsets on the back deck. Private boat dock with slips Boat ramp 1/4 away. Kayak and explore East St. Andrews Bay. Location is very quiet and peaceful . Walk the shore to the Tyndal bridge and view wild life. 30 minutes to PCB. 18 miles to Mexico Beach. 3 mile to Tyndal Gate. Complementary kayaks/paddle board. Fishing charter option available!

Guest favourite
The living area features a contemporary design with light wood flooring and coastal accents. A large flat-screen TV is mounted on a wall above a stylish electric fireplace. Comfortable seating includes two armchairs and a sectional sofa, complemented by a round coffee table and a dining area with bar stools.
Condo in Panama City
4.93 out of 5 average rating, 116 reviews

Modern & Coastal Gulf-Front 3rd Floor Getaway

This completely remodeled 1 bedroom unit at Edgewater is unlike any other in the resort. Featuring custom trim work such as nickel gap and board and batten walls, large smart TVs, a fully updated kitchen with stainless steel appliances and modern monochrome coastal decor. Escape to this updated oasis at Panama City Beach's premier resort with the most and best amenities on the beach. This unit is directly on the Gulf of America and a low floor (3), making it ideal for your next vacation.

Guest favourite
A wide view of the shoreline features soft white sand meeting the gentle waves of the Gulf. The MB Miller County Pier extends into the water, surrounded by shimmering reflections from the sun. People can be seen enjoying the beach area, further enhancing the serene coastal scene.
Condo in Panama City Beach
4.87 out of 5 average rating, 263 reviews

Beachfront 2BD,2BTH/Sterling Reef Resort 18th FLR

Paradise:you have found it on the Emerald Coast at the Sterling Reef Resort. Romantic get away, relaxing weekend, or family adventure this location has it all available. 2 Bedroom 2 bath Ocean Front condo with a Ocean front master suite and second full bedroom with own bathroom Watch the beautiful sunsets or rolling waves from the oversize 18th floor balcony after a day at the beach. Check out the local parks or hang out in the popular Pier park. All resort amenities are available!

Guest favourite
A bright living space features a large bay window providing sweeping views of the Gulf of Mexico. Two bar stools are positioned at a window-front desk, offering a perfect spot for work or relaxation. Natural light fills the area, complementing the calming coastal décor.
Condo in Panama City Beach
4.98 out of 5 average rating, 107 reviews

Soak up the Sun, Sand, Sea at a Beachfront Studio

Enjoy a full-time siesta at the Beachfront BLUE SEA-ESTA, a newly renovated, Beachfront studio condo with stunning views from the top floor of Top of the Gulf. Whether you're seeking a relaxing escape or an adventure-filled vacation this Gulf-front rental has everything you need for an unforgettable retreat. This wonderfully appointed unit sleeps up to 4 guests. It features 1 comfy queen beds and sofa. The kitchen is fully equipped with everything you need to cook while on vacation.

Guest favourite
A spacious living room features a large sectional couch adorned with cushions, facing two small round tables. Natural light filters through several tall windows with blinds, highlighting the warm wood flooring and a decorative plant in the corner.
Home in Lower Grand Lagoon
4.91 out of 5 average rating, 219 reviews

Beach House for 10 - WALK TO BEACH - w/ KING bed!

Message us for special winter discount! Enjoy a relaxing experience at our spacious, perfectly located 2 bed, 2 bath, + loft (WITH PUTTING GREEN!), beach house near the most beautiful beaches in FL. Located only 2 blocks from the white sandy beaches of PCB. You are only a short distance from great bars, restaurants, and the beautiful St. Andrews State Park. Schooners, Patches, Newby's & Tootsies are just around the corner making for a great walk home after dinner and drinks.

Top Guest favourite
Condo in Panama City Beach
4.97 out of 5 average rating, 233 reviews

•Spectacular View~Beach Resort Origin 805~Pool

Amazing breathtaking Ocean & Main strip view! Perfect location just across the street from the white sugary beach and the ocean. Just 15 minutes WALK! to the World famous Pier Park! You can watch fireworks from your own balcony! Several beachfront restaurants are just across the street. The fully equipped kitchenette has everything you might need for a comfortable stay. Accommodate up to 4 guests! **Rare find: FIREPLACE in the unit/Free parking/Self check-in/Heated pool/Hot Tub!

Top Guest favourite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City
4.97 out of 5 average rating, 203 reviews

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Popular amenities for Panama City Beach waterfront rentals

When is the best time to visit Panama City Beach?

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Avg. price$218 NZD$216 NZD$298 NZD$272 NZD$322 NZD$446 NZD$465 NZD$300 NZD$250 NZD$260 NZD$215 NZD$223 NZD
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Quick stats about waterfront rentals in Panama City Beach

  • Total holiday rentals

    Explore 5,100 holiday rentals in Panama City Beach

  • Nightly prices starting at

    Panama City Beach holiday rentals start at $85 NZD per night before taxes and fees

  • Verified guest reviews

    Over 137,780 verified reviews to help you choose

  • Family-friendly holiday rentals

    3,280 properties offer extra space and kid-friendly amenities

  • Pet-friendly accommodation

    Find 230 rentals that welcome pets

  • Holiday rentals with a pool

    4,860 properties feature pools

  • Rentals with dedicated workspaces

    3,220 properties have a dedicated workspace

  • Wi-Fi availability

    4,990 of Panama City Beach holiday rentals include Wi-Fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi and Pool across Panama City Beach rentals

  • 4.7 Average rating

    Panama City Beach stays receive an average rating of 4.7 out of 5 from guests

  • Nearby attractions

    Panama City Beach's top spots, include Frank Brown Park, Shipwreck Island Waterpark, and Coconut Creek Family Fun Park

Destinations to explore